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HJRES 171
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Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices".

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices''.

Introduced Apr 30, 2026

Latest action (Apr 30, 2026) Referred to the House Committee on Financial Services.

Issues
Economy & Taxes

Summary

The joint resolution would disapprove the Bureau of Consumer Financial Protection's rule that withdrew its 2022 guidance on unfair practices related to returned deposited item fees. If passed, the original guidance would remain in effect. The resolution uses the Congressional Review Act procedure for Congress to overturn regulatory actions.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Money behind the sponsor

Top reported contributors to Nikema Williams’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.

  • RADCO $6,600
  • PERENNIAL PROPERTIES $6,600
  • GOLDMAN SACHS $6,600
  • CORNERSTONE GOVERNMENT AFFAIRS $6,500
  • NULL $6,300

Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Nikema Williams → · Outside spending →

Actions (2)

  1. Apr 30, 2026 Referred to the House Committee on Financial Services. · house
  2. Apr 30, 2026 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Text versions (1)

  • Introduced in House · Apr 30, 2026

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE HOUSE OF REPRESENTATIVES

April 30, 2026

Ms. Williams of Georgia submitted the following joint resolution; which was referred to the Committee on Financial Services

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices”.

Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices (87 Fed. Reg. 66940 (November 7, 2022))” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>

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