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HJRES 181
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Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes''.

Introduced May 11, 2026

Latest action (May 11, 2026) Referred to the House Committee on Financial Services.

Issues
Economy & Taxes

Summary

HJRES 181 is a joint resolution providing for congressional disapproval of a rule submitted by the Bureau of Consumer Financial Protection. The rule being disapproved relates to the Bureau's withdrawal of Consumer Financial Protection Circular 2022-07, which addressed reasonable investigation of consumer reporting disputes. If enacted, the resolution would prevent the Bureau's withdrawal rule from taking effect and such rule would have no force or effect. This action follows the Congressional Review Act procedure under Chapter 8 of title 5 of the United States Code.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Money behind the sponsor

Top reported contributors to Sylvia R. Garcia’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.

  • HILLCO PARTNERS LLC $9,900
  • THE GOODMAN CORPORATION $6,800
  • LANIER LAW FIRM $6,609
  • ARNOLD & ITKIN LLP $6,600
  • MEM &ASSOCIATES, INC. $6,600

Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Sylvia R. Garcia → · Outside spending →

Actions (2)

  1. May 11, 2026 Referred to the House Committee on Financial Services. · house
  2. May 11, 2026 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Text versions (1)

  • Introduced in House · May 11, 2026

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE HOUSE OF REPRESENTATIVES

May 11, 2026

Ms. Garcia of Texas submitted the following joint resolution; which was referred to the Committee on Financial Services

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes”.

Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes (87 Fed. Reg. 71507 (November 23, 2022))” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>

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