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Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Statement of Policy Regarding Prohibition on Abusive Acts or Practices".
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Statement of Policy Regarding Prohibition on Abusive Acts or Practices''.
Summary
This joint resolution uses the Congressional Review Act to disapprove a rule issued by the Bureau of Consumer Financial Protection in May 2025 that would withdraw an earlier statement of policy on the prohibition of abusive acts or practices in consumer finance. The original statement of policy was issued in April 2023 and established standards for what constitutes abusive acts or practices in consumer financial services. If approved, the resolution would prevent the withdrawal from taking effect, keeping the original statement of policy in place. Under the Congressional Review Act, if the resolution passes both chambers and is signed by the President, the withdrawal rule would have no legal force and the prior policy would remain in effect.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
Money behind the sponsor
Top reported contributors to Sylvia R. Garcia’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- HILLCO PARTNERS LLC $9,900
- THE GOODMAN CORPORATION $6,800
- LANIER LAW FIRM $6,609
- ARNOLD & ITKIN LLP $6,600
- MEM &ASSOCIATES, INC. $6,600
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Sylvia R. Garcia → · Outside spending →
Actions (2)
- May 11, 2026 Referred to the House Committee on Financial Services. · house
- May 11, 2026 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Text versions (1)
Bills are re-published as they move (Introduced → Reported → Engrossed → Enrolled …). Each stage below is a separate text; pick two to see what changed. Data from Congress.gov.
Full text
IN THE HOUSE OF REPRESENTATIVES
May 11, 2026
Ms. Garcia of Texas submitted the following joint resolution; which was referred to the Committee on Financial Services
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Statement of Policy Regarding Prohibition on Abusive Acts or Practices”.
Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Statement of Policy Regarding Prohibition on Abusive Acts or Practices (88 Fed. Reg. 21883 (April 12, 2023))” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>
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