HJRES 185 Introduced Re-checks Congress.gov for new actions and updates the bill's status, and fills in any sponsors, committees, or related bills that are missing. It does not re-pull sponsors/cosponsors/committees/related — those rarely change — and it skips all work if nothing has changed upstream, so it's cheap to click.
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions".
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions''.
Summary
This joint resolution provides for congressional disapproval of a rule submitted by the Bureau of Consumer Financial Protection. The rule being disapproved is the bureau's withdrawal of Consumer Financial Protection Circular 2024-03 relating to unlawful and unenforceable contract terms and conditions. Under this joint resolution, if approved, the withdrawal would have no force or effect, meaning the original circular would remain in place. The resolution uses the Congressional Review Act procedure to disapprove the regulatory action.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Rep. Vargas, Juan [D-CA-52] (D-CA)
Money behind the sponsor
Top reported contributors to Juan Vargas’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- NULL $21,100
- CAPITAL GROUP COMPANIES $6,600
- CAPITAL GROUP COMPANIES INC. $6,600
- THE DONNA BENDER COMPANY $6,600
- NATIONAL ENTERPRISES, INC. $5,300
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Juan Vargas → · Outside spending →
Actions (2)
- May 13, 2026 Referred to the House Committee on Financial Services. · house
- May 13, 2026 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Text versions (1)
Bills are re-published as they move (Introduced → Reported → Engrossed → Enrolled …). Each stage below is a separate text; pick two to see what changed. Data from Congress.gov.
Full text
IN THE HOUSE OF REPRESENTATIVES
May 13, 2026
Mr. Vargas submitted the following joint resolution; which was referred to the Committee on Financial Services
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions”.
Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions (89 Fed. Reg. 51955 (June 21, 2024))” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>
Comments