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HJRES 161
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Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2012-04: Lending discrimination (April 18, 2012)".

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Bulletin 2012-04: Lending discrimination (April 18, 2012)''.

Introduced Apr 30, 2026

Latest action (Apr 30, 2026) Referred to the House Committee on Financial Services.

Referred to
Financial Services Committee
Issues
Civil Rights

Summary

This joint resolution disapproves of a rule submitted by the Bureau of Consumer Financial Protection to withdraw a 2012 bulletin on lending discrimination. If passed, the withdrawal rule would have no legal effect, and the original 2012 lending discrimination bulletin would remain in place. The resolution uses the Congressional Review Act, a procedure that allows Congress to overturn federal agency rules. The CFPB had submitted this withdrawal in May 2025, but Congress is seeking to block its implementation.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Actions (2)
  1. Apr 30, 2026 Referred to the House Committee on Financial Services. · house
  2. Apr 30, 2026 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

  • SJRES 157 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2012-04: Lending discrimination (April 18, 2012)". · Introduced Mar 26, 2026 · Cong. 119 90%
  • HJRES 184 — Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure". · Introduced May 13, 2026 · Cong. 119 84%
  • HJRES 181 — Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes". · Introduced May 11, 2026 · Cong. 119 84%
  • HJRES 165 — Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports". · Introduced Apr 30, 2026 · Cong. 119 83%
  • HJRES 170 — Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws". · Introduced Apr 30, 2026 · Cong. 119 82%
  • SJRES 156 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work". · Introduced May 13, 2026 · Cong. 119 81%

Text versions (1)
  • Introduced in House · Apr 30, 2026

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE HOUSE OF REPRESENTATIVES

April 30, 2026

Mrs. Beatty submitted the following joint resolution; which was referred to the Committee on Financial Services

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2012-04: Lending discrimination (April 18, 2012)”.

Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2012-04: Lending discrimination (April 18, 2012)” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>

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