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SJRES 141
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A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".

S. J. RES. 141 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt''.

Introduced Mar 19, 2026

Latest action (May 13, 2026) Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 50 - 50. Record Vote Number: 122. (consideration: CR S2265)

Referred to
Banking, Housing, and Urban Affairs Committee
Policy area
Finance and Financial Sector
Issues
Economy & TaxesHealthcare
Legislative subjects (4)
Administrative law and regulatory proceduresCongressional oversightConsumer Product Safety CommissionDebt collection

Summary

The joint resolution disapproves of the Consumer Financial Protection Bureau's decision to withdraw its rule on debt collection practices relating to deceptive and unfair collection of medical debt. If passed, the resolution would nullify the CFPB's withdrawal, effectively maintaining the protections the rule provided against unfair debt collection practices for medical debt. This resolution uses the Congressional Review Act process, which allows Congress to disapprove of federal agency rules.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Actions (5)
  1. May 13, 2026 Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 50 - 50. Record Vote Number: 122. (consideration: CR S2265) · senate
  2. Apr 27, 2026 Placed on Senate Legislative Calendar under General Orders. Calendar No. 393. · senate
  3. Apr 27, 2026 Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c). · senate
  4. Mar 19, 2026 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
  5. Mar 19, 2026 Introduced in Senate

How your representatives voted

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Roll-call votes (1)

How the chamber voted on this bill — the outcome, the tally by party, and every member's recorded position. A factual record.

  • On the Motion to ProceedMotion to Proceed Rejected
    Senate · Roll call 122 · May 13, 2026

    50 Yea · 50 Nay

    • Democrats4Yea0Nay
    • Republicans0Yea3Nay
    • Independents1Yea0Nay

    The party tally and member list below cover the 8 of 100 positions we've recorded so far; the outcome above is the official chamber result.

    See how each member voted (8)

    Yea(5)

    Nay(3)

More bills on these subjects (8)

Other bills that carry the most legislative subjects in common with this one (topical discovery — distinct from the procedural related bills above).

  • HR 9770 — Continuing Appropriations Act, 2027 (shares 3 subjects)
  • HR 7148 — Consolidated Appropriations Act, 2026 (shares 3 subjects)
  • HR 7006 — Financial Services and General Government and National Security, Department of State, and Related Programs Appropriations Act, 2026 (shares 3 subjects)
  • S 2882 — Continuing Appropriations and Extensions and Other Matters Act, 2026 (shares 3 subjects)
  • HR 5450 — Continuing Appropriations and Extensions and Other Matters Act, 2026 (shares 3 subjects)
  • HR 5166 — Financial Services and General Government Appropriations Act, 2026 (shares 3 subjects)
  • HR 1654 — CUTS Act (shares 3 subjects)
  • S 164 — Midnight Rules Relief Act of 2025 (shares 2 subjects)

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

  • SJRES 125 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Pay-to-Pay Fees". · Introduced May 13, 2026 · Cong. 119 88%
  • HJRES 167 — Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt". · Introduced Apr 30, 2026 · Cong. 119 87%
  • SJRES 126 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt". · Introduced May 13, 2026 · Cong. 119 85%
  • SJRES 127 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure". · Introduced May 13, 2026 · Cong. 119 84%
  • SJRES 151 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts". · Introduced Mar 26, 2026 · Cong. 119 83%
  • SJRES 145 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports". · Introduced May 13, 2026 · Cong. 119 83%

Full text

IN THE SENATE OF THE UNITED STATES

March 19, 2026

Mr. Warnock introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

April 27, 2026

Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt”.

Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt (89 Fed. Reg. 80715 (October 4, 2024))” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.

Calendar No. 393

119th CONGRESS

2d Session

S. J. RES. 141

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt”.

April 27, 2026

Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar

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