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A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".
S. J. RES. 145 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports''.
Summary
- Congress disapproves of the Bureau of Consumer Financial Protection's decision to withdraw its rule on fair credit reporting and the permissible purposes for furnishing, using, and obtaining consumer reports.
- If passed, the disapproved withdrawal rule shall have no force or effect.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
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Sen. Wyden, Ron (D-OR)
Actions (5)
- May 13, 2026 Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2266-2267) · senate
- Apr 27, 2026 Placed on Senate Legislative Calendar under General Orders. Calendar No. 394. · senate
- Apr 27, 2026 Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c). · senate
- Mar 25, 2026 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
- Mar 25, 2026 Introduced in Senate
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Full text
IN THE SENATE OF THE UNITED STATES
March 25, 2026
Mr. Wyden introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs
April 27, 2026
Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports”.
Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports (87 Fed. Reg. 41243 (July 12, 2022))” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.
Calendar No. 394
119th CONGRESS
2d Session
S. J. RES. 145
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports”.
April 27, 2026
Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar
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