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A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".
S. J. RES. 155 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to ``Fair Credit Reporting Act; Preemption of State Laws''.
Summary
- Disapproves a Bureau of Consumer Financial Protection rule on Fair Credit Reporting Act preemption of state laws.
- Nullifies the rule, rendering it without force or effect.
- Uses the Congressional Review Act process to implement the disapproval.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
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Sen. Whitehouse, Sheldon (D-RI)
Actions (5)
- May 13, 2026 Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2268-2269) · senate
- Apr 27, 2026 Placed on Senate Legislative Calendar under General Orders. Calendar No. 399. · senate
- Apr 27, 2026 Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c). · senate
- Mar 26, 2026 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
- Mar 26, 2026 Introduced in Senate
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Full text
IN THE SENATE OF THE UNITED STATES
March 26, 2026
Mr. Whitehouse introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs
April 27, 2026
Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to “Fair Credit Reporting Act; Preemption of State Laws”.
Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to “Fair Credit Reporting Act; Preemption of State Laws” (90 Fed. Reg. 48710 (October 28, 2025)), and such rule shall have no force or effect.
Calendar No. 399
119th CONGRESS
2d Session
S. J. RES. 155
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to “Fair Credit Reporting Act; Preemption of State Laws”.
April 27, 2026
Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar
Comments