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SJRES 155
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A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".

S. J. RES. 155 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to ``Fair Credit Reporting Act; Preemption of State Laws''.

Introduced Mar 26, 2026

Latest action (May 13, 2026) Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2268-2269)

Referred to
Banking, Housing, and Urban Affairs Committee
Policy area
Finance and Financial Sector
Issues
Economy & Taxes

Summary

This joint resolution provides for congressional disapproval of a rule submitted by the Bureau of Consumer Financial Protection relating to the Fair Credit Reporting Act's preemption of state laws. Under this joint resolution, if approved, the rule would have no force or effect. The resolution uses the Congressional Review Act procedure to disapprove the regulatory action.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Actions (5)
  1. May 13, 2026 Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2268-2269) · senate
  2. Apr 27, 2026 Placed on Senate Legislative Calendar under General Orders. Calendar No. 399. · senate
  3. Apr 27, 2026 Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c). · senate
  4. Mar 26, 2026 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
  5. Mar 26, 2026 Introduced in Senate

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

  • SJRES 144 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws". · Introduced Mar 25, 2026 · Cong. 119 95%
  • SJRES 129 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws". · Introduced May 13, 2026 · Cong. 119 92%
  • SJRES 145 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports". · Introduced May 13, 2026 · Cong. 119 90%
  • SJRES 140 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Name-Only Matching Procedures". · Introduced May 13, 2026 · Cong. 119 90%
  • SJRES 127 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure". · Introduced May 13, 2026 · Cong. 119 90%
  • SJRES 154 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements". · Introduced May 13, 2026 · Cong. 119 87%

Full text

IN THE SENATE OF THE UNITED STATES

March 26, 2026

Mr. Whitehouse introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

April 27, 2026

Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to “Fair Credit Reporting Act; Preemption of State Laws”.

Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to “Fair Credit Reporting Act; Preemption of State Laws” (90 Fed. Reg. 48710 (October 28, 2025)), and such rule shall have no force or effect.

Calendar No. 399

119th CONGRESS

2d Session

S. J. RES. 155

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to “Fair Credit Reporting Act; Preemption of State Laws”.

April 27, 2026

Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar

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