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SJRES 129
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A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

S. J. RES. 129 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``The Fair Credit Reporting Act's Limited Preemption of State Laws''.

Introduced Mar 17, 2026

Latest action (May 13, 2026) Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2271)

Summary

This joint resolution provides for congressional disapproval of a rule submitted by the Bureau of Consumer Financial Protection. The rule being disapproved is the bureau's withdrawal of a previous rule relating to the Fair Credit Reporting Act's preemption of state laws. Under this joint resolution, if approved, the withdrawal would have no force or effect, meaning the original Fair Credit Reporting Act preemption rule would remain in place. The resolution uses the Congressional Review Act procedure to disapprove the regulatory action.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Actions (5)

  1. May 13, 2026 Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2271) · senate
  2. Apr 27, 2026 Placed on Senate Legislative Calendar under General Orders. Calendar No. 385. · senate
  3. Apr 27, 2026 Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c). · senate
  4. Mar 17, 2026 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
  5. Mar 17, 2026 Introduced in Senate

Similar bills (6)

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Full text

IN THE SENATE OF THE UNITED STATES

March 17, 2026

Ms. Cortez Masto introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

April 27, 2026

Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “The Fair Credit Reporting Act’s Limited Preemption of State Laws”.

Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “The Fair Credit Reporting Act’s Limited Preemption of State Laws (87 Fed. Reg. 41042 (July 11, 2022))” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.

Calendar No. 385

119th CONGRESS

2d Session

S. J. RES. 129

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “The Fair Credit Reporting Act’s Limited Preemption of State Laws”.

April 27, 2026

Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar

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