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HJRES 170
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Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``The Fair Credit Reporting Act's Limited Preemption of State Laws''.

Introduced Apr 30, 2026

Latest action (Apr 30, 2026) Referred to the House Committee on Financial Services.

Issues
Economy & Taxes

Summary

This joint resolution disapproves of a rule issued by the Bureau of Consumer Financial Protection that withdrew a previous regulation concerning the Fair Credit Reporting Act's limited preemption of state laws. Under the Congressional Review Act, by disapproving this withdrawal rule, Congress would effectively prevent the bureau from withdrawing the original rule, thereby maintaining the Fair Credit Reporting Act's limited preemption framework for state laws. The resolution declares that the withdrawal rule shall have no force or effect.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Money behind the sponsor

Top reported contributors to Maxine Waters’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.

  • GUSTAR KAPLAN NUSBAUM PLLC $9,900
  • INVARIANT $8,300
  • SLA WORLDWIDE $6,950
  • MINDSET $6,800
  • EGAN-JONES RATINGS CO. $6,600

Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Maxine Waters → · Outside spending →

Actions (2)

  1. Apr 30, 2026 Referred to the House Committee on Financial Services. · house
  2. Apr 30, 2026 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Text versions (1)

  • Introduced in House · Apr 30, 2026

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE HOUSE OF REPRESENTATIVES

April 30, 2026

Ms. Waters submitted the following joint resolution; which was referred to the Committee on Financial Services

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “The Fair Credit Reporting Act’s Limited Preemption of State Laws”.

Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “The Fair Credit Reporting Act’s Limited Preemption of State Laws (87 Fed. Reg. 41042 (July 11, 2022))” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>

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