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SJRES 125
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A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Pay-to-Pay Fees".

S. J. RES. 125 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Debt Collection Practices (Regulation F); Pay-to-Pay Fees''.

Introduced Mar 17, 2026

Latest action (May 13, 2026) Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2269)

Summary

  • Congress disapproves a Consumer Financial Protection Bureau decision to withdraw protections on pay-to-pay fees in debt collection
  • The rule being protected regulates debt collection practices and limits fees charged when consumers make debt payments
  • If passed, this joint resolution prevents the Bureau from withdrawing the protective rule, keeping it in effect

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Actions (6)

  1. May 13, 2026 Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2269) · senate
  2. Apr 29, 2026 Star Print ordered on the reported joint resolution. · senate
  3. Apr 27, 2026 Placed on Senate Legislative Calendar under General Orders. Calendar No. 381. · senate
  4. Apr 27, 2026 Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c). · senate
  5. Mar 17, 2026 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
  6. Mar 17, 2026 Introduced in Senate

Similar bills (6)

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Full text

IN THE SENATE OF THE UNITED STATES

March 17, 2026

Ms. Alsobrooks introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

April 27, 2026

Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Pay-to-Pay Fees”.

Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Pay-to-Pay Fees, 87 Fed. Reg. 39733 (July 5, 2022)” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.

Calendar No. 381

119th CONGRESS

2d Session

S. J. RES. 125

JOINT RESOLUTION

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Pay-to-Pay Fees”.

April 27, 2026

Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar

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