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A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Pay-to-Pay Fees".
S. J. RES. 125 Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Debt Collection Practices (Regulation F); Pay-to-Pay Fees''.
Summary
This joint resolution would disapprove of and invalidate a Consumer Financial Protection Bureau rule that withdrew a 2022 regulation addressing pay-to-pay fees in debt collection practices (Regulation F). If passed, the resolution would prevent the Bureau's withdrawal of the regulation from taking effect, keeping the original debt collection regulation on pay-to-pay fees in force. The resolution uses the Congressional Review Act process, which allows Congress to overturn federal agency rules.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
Actions (6)
- May 13, 2026 Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2269) · senate
- Apr 29, 2026 Star Print ordered on the reported joint resolution. · senate
- Apr 27, 2026 Placed on Senate Legislative Calendar under General Orders. Calendar No. 381. · senate
- Apr 27, 2026 Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c). · senate
- Mar 17, 2026 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
- Mar 17, 2026 Introduced in Senate
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Full text
IN THE SENATE OF THE UNITED STATES
March 17, 2026
Ms. Alsobrooks introduced the following joint resolution; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs
April 27, 2026
Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Pay-to-Pay Fees”.
Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Pay-to-Pay Fees, 87 Fed. Reg. 39733 (July 5, 2022)” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect.
Calendar No. 381
119th CONGRESS
2d Session
S. J. RES. 125
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Pay-to-Pay Fees”.
April 27, 2026
Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and placed on the calendar
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