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To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program.
Summary
This bill extends the National Flood Insurance Program by amending the National Flood Insurance Act of 1968. The bill extends both the program's financing authorization and program expiration date from September 30, 2023 to September 30, 2025, providing a two-year extension. If the bill is enacted after March 14, 2025, the amendments take effect retroactively as if they were enacted on March 14, 2025. The National Flood Insurance Program provides flood insurance to property owners, renters, and businesses in participating communities.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
1 cosponsor
Actions (2)
- Mar 14, 2025 Referred to the House Committee on Financial Services. · house
- Mar 14, 2025 Introduced in House
Similar bills (6)
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Text versions (1)
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Full text
IN THE HOUSE OF REPRESENTATIVES
March 14, 2025
Mr. Garbarino introduced the following bill; which was referred to the Committee on Financial Services
A BILL
To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “NFIP Extension Act of 2025”.
SEC. 2. EXTENSION OF THE NATIONAL FLOOD INSURANCE PROGRAM.
(a) Financing.—Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking “September 30, 2023” and inserting “September 30, 2025”.
(b) Program Expiration.—Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking “September 30, 2023” and inserting “September 30, 2025”.
(c) Retroactive Effective Date.—If this Act is enacted after March 14, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on March 14, 2025. <all>
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