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To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program.
Summary
- Extends the financing authorization for the National Flood Insurance Program through September 30, 2025.
- Extends the National Flood Insurance Program authorization through September 30, 2025.
- Provides a retroactive effective date of March 14, 2025 for these amendments if the Act is enacted after that date.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
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![Rep. Garbarino, Andrew R. [R-NY-2]](https://media.civicgate.org/people/d/politicians/G000597.thumb.jpg)
Rep. Garbarino, Andrew R. (R-NY) [#2]
1 cosponsor
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![Rep. Begich, Nicholas J. [R-AK-At Large]](https://media.civicgate.org/people/d/politicians/B001323.thumb.jpg)
Rep. Begich, Nicholas J. (R-AK) [At-large]
Money behind the sponsor
Top reported contributors to Andrew R. Garbarino’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- BLACKSTONE $20,867
- Employer not reported $20,378
- HJ KALIKOW CO LLC $16,600
- NEXTERA ENERGY $15,500
- MINDSET $11,100
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Andrew R. Garbarino → · Outside spending →
Actions (2)
- Mar 14, 2025 Referred to the House Committee on Financial Services. · house
- Mar 14, 2025 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Text versions (1)
Bills are re-published as they move (Introduced → Reported → Engrossed → Enrolled …). Each stage below is a separate text; pick two to see what changed. Data from Congress.gov.
Full text
IN THE HOUSE OF REPRESENTATIVES
March 14, 2025
Mr. Garbarino introduced the following bill; which was referred to the Committee on Financial Services
A BILL
To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “NFIP Extension Act of 2025”.
SEC. 2. EXTENSION OF THE NATIONAL FLOOD INSURANCE PROGRAM.
(a) Financing.—Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking “September 30, 2023” and inserting “September 30, 2025”.
(b) Program Expiration.—Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking “September 30, 2023” and inserting “September 30, 2025”.
(c) Retroactive Effective Date.—If this Act is enacted after March 14, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on March 14, 2025. <all>
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