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HR 5848
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NFIP Retroactive Renewal and Reauthorization Act

To extend the National Flood Insurance Program through December 31, 2026.

Introduced Oct 28, 2025

Latest action (Oct 28, 2025) Referred to the House Committee on Financial Services.

Issues
Housing

Summary

  • The bill extends the National Flood Insurance Program financing authority through December 31, 2026.
  • The bill extends the National Flood Insurance Program expiration date through December 31, 2026.
  • If enacted after September 30, 2025, the amendments take effect retroactively as of September 30, 2025.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

1 cosponsor

Money behind the sponsor

Top reported contributors to Mike Ezell’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.

  • EDISON CHOUEST OFFSHORE, LLC $39,600
  • Employer not reported $17,850
  • CORNERSTONE GOVERNMENT AFFAIRS $12,500
  • GALLIANO MARINE SERVICES $9,900
  • SPECS FOR VETERANS $9,500

Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Mike Ezell → · Outside spending →

Actions (2)

  1. Oct 28, 2025 Referred to the House Committee on Financial Services. · house
  2. Oct 28, 2025 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Text versions (1)

  • Introduced in House · Oct 28, 2025

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE HOUSE OF REPRESENTATIVES

October 28, 2025

Mr. Ezell (for himself and Mr. Carter of Louisiana) introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To extend the National Flood Insurance Program through December 31, 2026.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “NFIP Retroactive Renewal and Reauthorization Act”.

SEC. 2. EXTENSION OF NATIONAL FLOOD INSURANCE PROGRAM.

(a) Financing.—Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended, in the first sentence, by striking “September 30, 2023” and inserting “December 31, 2026”.

(b) Program Expiration.—Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking “September 30, 2023” and inserting “December 31, 2026”.

(c) Retroactive Effective Date.—If this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025. <all>

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