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To reauthorize the National Flood Insurance Program.
Summary
- Extends the authorization and financing of the National Flood Insurance Program through November 21, 2025 (previously set to expire September 30, 2023).
- Provides a retroactive effective date to September 30, 2025, if the bill is enacted after that date, so the program remains continuously authorized.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
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![Sen. Kennedy, John [R-LA]](https://media.civicgate.org/people/d/politicians/K000393.thumb.jpg)
Sen. Kennedy, John (R-LA)
1 cosponsor
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![Sen. Cassidy, Bill [R-LA]](https://media.civicgate.org/people/d/politicians/C001075.thumb.jpg)
Sen. Cassidy, Bill (R-LA)
Actions (2)
- Sep 30, 2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
- Sep 30, 2025 Introduced in Senate
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Full text
IN THE SENATE OF THE UNITED STATES
September 30, 2025
Mr. Kennedy (for himself and Mr. Cassidy) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs
A BILL
To reauthorize the National Flood Insurance Program.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “NFIP Extension Act”.
SEC. 2. REAUTHORIZATION.
(a) Financing.—Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking “September 30, 2023” and inserting “November 21, 2025”.
(b) Program Expiration.—Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking “September 30, 2023” and inserting “November 21, 2025”.
(c) Retroactive Effective Date.—If this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025. <all>
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