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To reauthorize the National Flood Insurance Program.
Summary
This bill reauthorizes the National Flood Insurance Program (NFIP) by amending the National Flood Insurance Act of 1968. It extends the program's financing authorization and expiration date from September 30, 2023 to September 30, 2026, providing a three-year extension. If the bill is enacted after September 30, 2025, its provisions apply retroactively to that date.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Sen. Kennedy, John [R-LA] (R-LA)
1 cosponsor
- Sen. Cassidy, Bill [R-LA] (R-LA)
Actions (2)
- Sep 29, 2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
- Sep 29, 2025 Introduced in Senate
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE SENATE OF THE UNITED STATES
September 29, 2025
Mr. Kennedy (for himself and Mr. Cassidy) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs
A BILL
To reauthorize the National Flood Insurance Program.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “NFIP Extension Act”.
SEC. 2. REAUTHORIZATION.
(a) Financing.—Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking “September 30, 2023” and inserting “September 30, 2026”.
(b) Program Expiration.—Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking “September 30, 2023” and inserting “September 30, 2026”.
(c) Retroactive Effective Date.—If this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025. <all>
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