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To reauthorize the National Flood Insurance Program.
Summary
- Extends the National Flood Insurance Program's financing authorization from September 30, 2023, to September 30, 2026.
- Extends the National Flood Insurance Program's expiration date from September 30, 2023, to September 30, 2026.
- Provides a retroactive effective date of September 30, 2025, if the bill is enacted after that date.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
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![Sen. Kennedy, John [R-LA]](https://media.civicgate.org/people/d/politicians/K000393.thumb.jpg)
Sen. Kennedy, John (R-LA)
1 cosponsor
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![Sen. Cassidy, Bill [R-LA]](https://media.civicgate.org/people/d/politicians/C001075.thumb.jpg)
Sen. Cassidy, Bill (R-LA)
Actions (2)
- Sep 29, 2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
- Sep 29, 2025 Introduced in Senate
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Full text
IN THE SENATE OF THE UNITED STATES
September 29, 2025
Mr. Kennedy (for himself and Mr. Cassidy) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs
A BILL
To reauthorize the National Flood Insurance Program.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “NFIP Extension Act”.
SEC. 2. REAUTHORIZATION.
(a) Financing.—Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking “September 30, 2023” and inserting “September 30, 2026”.
(b) Program Expiration.—Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking “September 30, 2023” and inserting “September 30, 2026”.
(c) Retroactive Effective Date.—If this Act is enacted after September 30, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on September 30, 2025. <all>
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