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NFIP Extension Act of 2025

To reauthorize the National Flood Insurance Program.

Introduced Mar 4, 2025

Latest action (Mar 4, 2025) Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Summary

  • Extends the authorization of the National Flood Insurance Program financing through September 30, 2025 (previously scheduled to expire September 30, 2023)
  • Extends the National Flood Insurance Program expiration date through September 30, 2025 (previously scheduled to expire September 30, 2023)
  • Provides a retroactive effective date of March 14, 2025 if the bill is enacted after that date

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

1 cosponsor

Actions (2)

  1. Mar 4, 2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
  2. Mar 4, 2025 Introduced in Senate

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Full text

IN THE SENATE OF THE UNITED STATES

March 4, 2025

Mr. Kennedy (for himself and Mr. Cassidy) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

A BILL

To reauthorize the National Flood Insurance Program.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “NFIP Extension Act of 2025”.

SEC. 2. REAUTHORIZATION.

(a) Financing.—Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking “September 30, 2023” and inserting “September 30, 2025”.

(b) Program Expiration.—Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking “September 30, 2023” and inserting “September 30, 2025”.

(c) Retroactive Effective Date.—If this Act is enacted after March 14, 2025, the amendments made by subsections (a) and (b) shall take effect as if enacted on March 14, 2025. <all>

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