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HR 7862
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National Flood Insurance Program Clarification Act of 2026

To amend the National Flood Insurance Act of 1968 to limit the application of the Endangered Species Act with respect to certain actions under the national flood insurance program, and for other purposes.

Introduced Mar 9, 2026

Latest action (Mar 9, 2026) Referred to the House Committee on Financial Services.

Issues
Economy & Taxes

Summary

  • Exempts certain flood insurance program actions from review requirements under section 7(a) of the Endangered Species Act
  • Directs the Fish and Wildlife Service and National Marine Fisheries Service to withdraw any existing biological opinions evaluating the impacts of the national flood insurance program within 30 days
  • Specifies that withdrawn biological opinions shall have no effect and cannot be reissued
  • Clarifies that land management measures under the flood insurance program must be for the sole purpose of protecting property and human health

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

2 cosponsors

Money behind the sponsor

Top reported contributors to Cliff Bentz’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.

  • Employer not reported $52,750
  • BRIGHT WOOD CORP. $7,000
  • CLEAR PATH $6,600
  • MURPHY FOREST PRODUCTS $6,600
  • SWANSON LUMBER $6,300

Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Cliff Bentz → · Outside spending →

Actions (2)

  1. Mar 9, 2026 Referred to the House Committee on Financial Services. · house
  2. Mar 9, 2026 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Text versions (1)

  • Introduced in House · Mar 9, 2026

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE HOUSE OF REPRESENTATIVES

March 9, 2026

Mr. Bentz introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To amend the National Flood Insurance Act of 1968 to limit the application of the Endangered Species Act with respect to certain actions under the national flood insurance program, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “National Flood Insurance Program Clarification Act of 2026”.

SEC. 2. APPLICATION OF THE ENDANGERED SPECIES ACT WITH RESPECT TO CERTAIN ACTIONS UNDER THE NATIONAL FLOOD INSURANCE PROGRAM.

Section 1317 of the National Flood Insurance Act of 1968 (42 U.S.C. 4024) is amended—

(1) by striking “In” and inserting the following:

“(a) In General.—In”; and

(2) by adding at the end the following:

“(b) Application of Endangered Species Act.—Section 7(a) of the Endangered Species Act (16 U.S.C. 1536(a)) shall not apply to any actions by the Administrator pursuant to sections 1305(c), 1306, 1360, 1361(c), 1363 of this title, and section 100216 of the Biggert-Waters Flood Insurance Reform Act of 2012.

“(c) Biological Opinions Under the Endangered Species Act.—Not later than 30 days after the date of the enactment of this subsection, the Director of the United States Fish and Wildlife Service and the Assistant Administrator for Fisheries shall withdraw any existing biological opinions under section 7(a)(2) of the Endangered Species Act (16 U.S.C. 1536(a)(2)) that evaluate the impacts of the national flood insurance program. Biological opinions withdrawn under this subsection shall have no effect and shall not be reissued.”.

SEC. 3. CRITERIA FOR LAND MANAGEMENT AND USE WITH RESPECT TO THE NATIONAL FLOOD INSURANCE PROGRAM.

Section 1361(c) of the National Flood Insurance Act of 1968 (42 U.S.C. 4102(c)) is amended by inserting after “local measures which” the following: “are for the sole purpose of protecting property and human health, and”. <all>

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