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Supplemental Benefits for Individuals Act of 2025
To amend title XXVII of the Public Health Service Act to include certain supplemental coverage provided to individual health insurance coverage as an excepted benefit.
Summary
This bill amends the Public Health Service Act to classify certain supplemental coverage provided to individual health insurance policies as "excepted benefits" under federal health insurance law. Excepted benefits are types of health coverage that are exempted from certain federal health insurance requirements and regulations. The change would allow supplemental coverage offered alongside individual health insurance plans to receive this regulatory exemption classification.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
Actions (2)
- Oct 28, 2025 Referred to the House Committee on Energy and Commerce. · house
- Oct 28, 2025 Introduced in House
Similar bills (6)
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Text versions (1)
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Full text
IN THE HOUSE OF REPRESENTATIVES
October 28, 2025
Mr. Balderson introduced the following bill; which was referred to the Committee on Energy and Commerce
A BILL
To amend title XXVII of the Public Health Service Act to include certain supplemental coverage provided to individual health insurance coverage as an excepted benefit.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Supplemental Benefits for Individuals Act of 2025”.
SEC. 2. INCLUDING CERTAIN SUPPLEMENTAL COVERAGE PROVIDED TO INDIVIDUAL HEALTH INSURANCE COVERAGE AS AN EXCEPTED BENEFIT.
Section 2791(c)(4) of the Public Health Service Act (42 U.S.C. 300gg-91(c)(4)) is amended by inserting “or individual health insurance coverage” before the period at the end. <all>
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