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HR 6455
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Health Insurance Premium Fairness Act of 2025

To amend the Internal Revenue Code of 1986 to take certain Medicare premiums of household members into account in determining the health care insurance premiums tax credit.

Introduced Dec 4, 2025

Latest action (Dec 4, 2025) Referred to the House Committee on Ways and Means.

Policy area
Issues
Healthcare

Summary

The bill amends the Internal Revenue Code to allow taxpayers to reduce their health insurance premium tax credit by the amount of Medicare premiums paid by household members. Households can elect to account for Medicare premiums paid for Parts A, B, C, or D coverage and Medicare supplemental policies when calculating their health insurance tax credit, as long as these premiums are not reimbursed by another source. The change applies to coverage months beginning after December 31, 2025. This provision allows households to factor in Medicare costs when determining their eligibility for or amount of health insurance premium tax credits.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Money behind the sponsor

Top reported contributors to Mike Levin’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.

  • NULL $64,547
  • UNIVERSITY OF CALIFORNIA-SAN DIEGO $18,365
  • GOOGLE $14,450
  • CHEMBRIDGE CORP $13,200
  • PIMCO $13,200

Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Mike Levin → · Outside spending →

Actions (2)

  1. Dec 4, 2025 Referred to the House Committee on Ways and Means. · house
  2. Dec 4, 2025 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Full text

IN THE HOUSE OF REPRESENTATIVES

December 4, 2025

Mr. Levin (for himself, Ms. Sanchez, Ms. Johnson of Texas, and Ms. Norton) introduced the following bill; which was referred to the Committee on Ways and Means

A BILL

To amend the Internal Revenue Code of 1986 to take certain Medicare premiums of household members into account in determining the health care insurance premiums tax credit.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Health Insurance Premium Fairness Act of 2025”.

SEC. 2. CERTAIN MEDICARE PREMIUMS OF HOUSEHOLD MEMBERS TAKEN INTO ACCOUNT IN DETERMINING HEALTH CARE INSURANCE PREMIUMS TAX CREDIT.

(a) In General.—Section 36B(b) of the Internal Revenue Code of 1986 is amended by adding at the end the following new paragraph:

“(4) Adjustment for certain medicare premiums of household members.—

“(A) In general.—In the case of any applicable taxpayer who elects (at such time and in such manner as the Secretary may provide) the application of this paragraph with respect to any coverage month, the amount determined under paragraph (2)(B)(ii) with respect to such coverage month shall be reduced (but not below zero) by the aggregate amount of specified Medicare premiums of such applicable taxpayer’s household members for such month.

“(B) Household members.—For purposes of this paragraph, the term ‘household member’ means, with respect to any applicable taxpayer, any individual who is taken into account in determining the family size of such applicable taxpayer under subsection (d)(1).

“(C) Specified medicare premiums.—For purposes of this paragraph, the term ‘specified Medicare premiums’ means premiums paid by the applicable taxpayer or such taxpayer’s household members (and not reimbursed by any other person) for coverage under part A, B, C, or D of title XVIII of the Social Security Act, and premiums for coverage under a Medicare supplemental policy under section 1882 of such Act.”.

(b) Effective Date.—The amendments made by this section shall apply to coverage months beginning after December 31, 2025. <all>

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