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Keep Healthcare Affordable Act
To amend the Internal Revenue Code of 1986 to extend and modify the enhanced premium tax credit, and for other purposes.
Summary
This bill extends enhanced premium tax credits for health insurance through 2029, which are currently scheduled to expire at the end of 2025. The premium tax credits provide subsidies to help individuals and families afford health insurance purchased through the health insurance marketplace. The bill also expands eligibility for these credits starting in 2026 by allowing households with incomes up to 1000 percent of the federal poverty line to receive subsidies, compared to the current threshold of 400 percent. These changes would make health insurance more affordable for a broader population through the end of the decade.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
3 cosponsors
Money behind the sponsor
Top reported contributors to Bradley Scott Schneider’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- MESIROW FINANCIAL $16,950
- NULL $16,300
- PARAGON BIOSCIENCES $12,600
- KIRKLAND & ELLIS LLP $11,900
- VERNON & PARK CAPITAL $9,900
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Bradley Scott Schneider → · Outside spending →
Actions (2)
- Nov 10, 2025 Referred to the House Committee on Ways and Means. · house
- Nov 10, 2025 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Text versions (1)
Bills are re-published as they move (Introduced → Reported → Engrossed → Enrolled …). Each stage below is a separate text; pick two to see what changed. Data from Congress.gov.
Full text
IN THE HOUSE OF REPRESENTATIVES
November 10, 2025
Mr. Schneider introduced the following bill; which was referred to the Committee on Ways and Means
A BILL
To amend the Internal Revenue Code of 1986 to extend and modify the enhanced premium tax credit, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Keep Healthcare Affordable Act”.
SEC. 2. EXTENSION AND MODIFICATION OF ENHANCED PREMIUM TAX CREDIT.
(a) Extension of Rules To Increase Premium Assistance Amounts.— Section 36B(b)(3)(A)(iii) of the Internal Revenue Code of 1986 is amended—
(1) in the matter preceding subclause (I), by striking “before January 1, 2026” and inserting “before January 1, 2030”, and
(2) in the heading, by striking “through 2025” and inserting “through 2029”.
(b) Extension and Modification of Rule To Allow Credit to Taxpayers Whose Household Income Exceeds Specified Amount.—Section 36B(c)(1)(E) of such Code is amended—
(1) by striking “through 2025.—In the case of” and inserting “through 2029.—
“(i) Before 2026.—In the case of”, and
(2) by adding at the end the following:
“(ii) After 2025.—In the case of a taxable year beginning after December 31, 2025, and before January 1, 2030, subparagraph (A) shall be applied by substituting ‘but does not exceed 1000 percent’ for ‘but does not exceed 400 percent’.”.
(c) Effective Date.—The amendments made by this section shall apply to taxable years beginning after December 31, 2025. <all>
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