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Small Bank Holding Company Relief Act
H. R. 2835 To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes.
Summary
The bill raises the asset threshold that determines which bank holding companies and savings and loan holding companies qualify as "small" for regulatory purposes. Specifically, it directs the Federal Reserve Board to update its Small Bank Holding Company and Savings and Loan Holding Company Policy Statement within 180 days of enactment to raise the consolidated assets threshold to $25 billion. Bank holding companies meeting this new threshold would gain eligibility for regulatory relief and reduced compliance requirements intended for smaller institutions.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
6 cosponsors
Money behind the sponsor
Top reported contributors to Byron Donalds’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- NULL $212,903
- ENTREPRENEUR $17,899
- ANDREESSEN HOROWITZ $13,200
- ROBINHOOD MARKETS INC $12,750
- SAULSBURY INDUSTRIES $9,900
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Byron Donalds → · Outside spending →
Actions (6)
- Jul 15, 2025 Placed on the Union Calendar, Calendar No. 165. · house
- Jul 15, 2025 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-202. · house
- Jun 10, 2025 Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 20. · house
- Jun 10, 2025 Committee Consideration and Mark-up Session Held · house
- Apr 10, 2025 Referred to the House Committee on Financial Services. · house
- Apr 10, 2025 Introduced in House
More bills on these subjects (8)
Other bills that carry the most legislative subjects in common with this one (topical discovery — distinct from the procedural related bills above).
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Text versions (2)
Bills are re-published as they move (Introduced → Reported → Engrossed → Enrolled …). Each stage below is a separate text; pick two to see what changed. Data from Congress.gov.
Full text
IN THE HOUSE OF REPRESENTATIVES
April 10, 2025
Mr. Donalds (for himself, Mr. Haridopolos, and Mr. Lucas) introduced the following bill; which was referred to the Committee on Financial Services
July 15, 2025
Additional sponsors: Mr. Downing, Mr. Barr, Ms. De La Cruz, and Mr. Sessions
July 15, 2025
Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed [Strike out all after the enacting clause and insert the part printed in italic] [For text of introduced bill, see copy of bill as introduced on April 10, 2025]
A BILL
To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Small Bank Holding Company Relief Act”.
SEC. 2. CHANGES REQUIRED TO THE SMALL BANK HOLDING COMPANY AND SAVINGS AND LOAN HOLDING COMPANY POLICY STATEMENT.
Not later than 180 days after the date of the enactment of this Act, the Board of Governors of the Federal Reserve System shall revise appendix C to part 225 of title 12, Code of Federal Regulations (commonly known as the “Small Bank Holding Company and Savings and Loan Holding Company Policy Statement”), to raise the consolidated asset threshold under that appendix to $25,000,000,000 for any bank holding company or savings and loan holding company. Union Calendar No. 165
119th CONGRESS
1st Session
H. R. 2835
[Report No. 119-202]
A BILL
To raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes.
July 15, 2025
Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed
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