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Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts".
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts''.
Summary
- Disapproves the Bureau of Consumer Financial Protection's rule to withdraw Bulletin 2023-01 on unfair billing and collection practices after bankruptcy discharge of student loan debts.
- Nullifies the withdrawal rule and provides that it shall have no force or effect.
- Preserves the protections in Bulletin 2023-01 by preventing its withdrawal from taking effect.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
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Rep. Bynum, Janelle S. (D-OR) [#5]
Money behind the sponsor
Top reported contributors to Janelle S. Bynum’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- GOOGLE $25,251
- STATE OF OREGON $17,357
- MASS GENERAL HOSPITAL $13,200
- MOTLEY RICE LLC $12,750
- OHSU $12,113
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Janelle S. Bynum → · Outside spending →
Actions (2)
- May 12, 2026 Referred to the House Committee on Financial Services. · house
- May 12, 2026 Introduced in House
Similar bills (6)
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Text versions (1)
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Full text
IN THE HOUSE OF REPRESENTATIVES
May 12, 2026
Ms. Bynum submitted the following joint resolution; which was referred to the Committee on Financial Services
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts”.
Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts (88 Fed. Reg. 17366 (March 23, 2023))” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>
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