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S 5058
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Staged Accident Fraud Prevention Act of 2026

To amend title 49, United States Code, to prohibit staged collisions with commercial motor vehicles, and for other purposes.

Introduced Jul 21, 2026

Latest action (Jul 21, 2026) Read twice and referred to the Committee on Commerce, Science, and Transportation.

Referred to
Commerce, Science, and Transportation Committee
Policy area
Transportation and Public Works
Issues
Criminal Justice

Summary
  • Creates a federal crime for intentionally causing a collision with a commercial motor vehicle.
  • Establishes penalties of a fine and imprisonment for not more than 20 years for staging a collision with a commercial motor vehicle.
  • Establishes higher penalties of a fine and imprisonment for not less than 20 years for staging a collision that results in serious bodily injury or death.
  • Makes it illegal to arrange for another person to cause a staged collision, with penalties matching those for causing the collision directly.
  • Provides that a person cannot be prosecuted under federal law if they have already been convicted or acquitted on the merits for the same act under state, local, or territorial law.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Actions (2)
  1. Jul 21, 2026 Read twice and referred to the Committee on Commerce, Science, and Transportation. · senate
  2. Jul 21, 2026 Introduced in Senate

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

  • HR 2662 — Staged Accident Fraud Prevention Act of 2025 · Introduced Apr 7, 2025 · Cong. 119 73%
  • HR 7572 — No Vigilante Checkpoints and Civil Rights Protection Act of 2026 · Introduced Feb 13, 2026 · Cong. 119 62%
  • S 1572 — Federal Carjacking Enforcement Act · Introduced May 11, 2026 · Cong. 119 62%
  • HR 6173 — Public Transit Crime Prevention Act · Introduced Nov 20, 2025 · Cong. 119 59%
  • S 4224 — Dalilah’s Law Act · Introduced Mar 26, 2026 · Cong. 119 57%
  • HR 5649 — Judicial Accountability for Public Safety Act of 2025 · Introduced Sep 30, 2025 · Cong. 119 57%

Text versions (1)
  • Introduced in Senate · Jul 21, 2026

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE SENATE OF THE UNITED STATES

July 21, 2026

Mrs. Moody introduced the following bill; which was read twice and referred to the Committee on Commerce, Science, and Transportation

A BILL

To amend title 49, United States Code, to prohibit staged collisions with commercial motor vehicles, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Staged Accident Fraud Prevention Act of 2026”.

SEC. 2. STAGING OF MOTOR VEHICLE COLLISIONS WITH COMMERCIAL MOTOR VEHICLES.

(a) In General.—Chapter 805 of title 49, United States Code, is amended by adding at the end the following: “Sec. 80505. Staging of motor vehicle collisions with commercial motor vehicles

“(a) Penalty for Staging Collision.—A person operating a motor vehicle who intentionally causes a collision with a commercial motor vehicle (as defined in section 31101) shall be fined under title 18, imprisoned for not more than 20 years, or both.

“(b) Penalty for Staging Collision Causing Serious Bodily Injury.—A person operating a motor vehicle who intentionally causes a collision with a commercial motor vehicle (as defined in section 31101) that results in serious bodily injury or death to another person shall be fined under title 18, imprisoned for not less than 20 years, or both.

“(c) Penalty for Arranging Staged Collisions.—A person who arranges for another person to cause a collision described in subsection (a) or (b) shall be fined or imprisoned, or both, under—

“(1) subsection (a), in the case of a collision described in that subsection; or

“(2) subsection (b), in the case of a collision described in that subsection.

“(d) Limitation on Prosecution.—A person may not be prosecuted for an act under this section if the person has been convicted or acquitted on the merits for the same act under the laws of a State, the District of Columbia, or a territory or possession of the United States.”.

(b) Clerical Amendment.—The analysis for chapter 805 of title 49, United States Code, is amended by adding at the end the following:

“80505. Staging of motor vehicle collisions with commercial motor vehicles.”. <all>

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