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To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes.
Summary
This bill directs the Federal Crop Insurance Corporation to conduct research and development on index-based insurance policies to protect crops against frost and cold weather events. The research should cover crops including tomatoes, peppers, sugarcane, strawberries, melons, citrus, peaches, and blueberries, with policies available on a nationally available basis. The Corporation shall evaluate the effectiveness of risk management tools, such as indexes, for addressing low frequency and catastrophic loss weather events. The resulting insurance policy should provide protection for either production loss or revenue loss caused by frost or cold weather. The Corporation must submit a report to Congress within one year describing the research results and recommendations.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Sen. Moody, Ashley [R-FL] (R-FL)
2 cosponsors
- Sen. Ossoff, Jon [D-GA] (D-GA)
- Sen. Scott, Rick [R-FL] (R-FL)
Actions (2)
- Feb 11, 2026 Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry. · senate
- Feb 11, 2026 Introduced in Senate
Similar bills (6)
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Full text
IN THE SENATE OF THE UNITED STATES
February 11, 2026
Mrs. Moody introduced the following bill; which was read twice and referred to the Committee on Agriculture, Nutrition, and Forestry
A BILL
To amend the Federal Crop Insurance Act to direct the Federal Crop Insurance Corporation to conduct research and development on frost or cold weather insurance, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Temperature Event Mitigation Policy Act” or the “TEMP Act”.
SEC. 2. RESEARCH AND DEVELOPMENT ON FROST OR COLD WEATHER INSURANCE.
Section 522(c) of the Federal Crop Insurance Act (7 U.S.C. 1522(c)) is amended by adding at the end the following:
“(20) Frost or cold weather insurance.—
“(A) In general.—The Corporation shall carry out research and development, or offer to enter into 1 or more contracts with 1 or more qualified persons to carry out research and development, regarding an index- based policy to insure crops (including tomatoes, peppers, sugarcane, strawberries, melons, citrus, peaches, blueberries, and any other crop) on a nationally available basis against losses due to a frost or cold weather event.
“(B) Research and development.—Research and development under subparagraph (A) shall—
“(i) evaluate the effectiveness of risk management tools, such as the use of an index, with respect to low frequency and catastrophic loss weather events; and
“(ii) result in a policy that provides protection for at least 1 of the following:
“(I) Production loss.
“(II) Revenue loss.
“(C) Report.—Not later than 1 year after the date of enactment of this paragraph, the Corporation shall submit to the Committee on Agriculture of the House of Representatives and the Committee on Agriculture, Nutrition, and Forestry of the Senate a report that describes—
“(i) the results of the research and development carried out under this paragraph; and
“(ii) any recommendations with respect to those results.”. <all>
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