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HR 9111
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Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2026

To amend title 11 of the United States Code to stop abusive student loan collection practices in bankruptcy cases.

Introduced Jun 2, 2026

Latest action (Jun 2, 2026) Referred to the House Committee on the Judiciary.

Issues
Economy & TaxesEducation

Summary

This bill would amend bankruptcy law to change how creditor claims are handled for student loans. The bill requires creditors to specifically establish that a student loan debt cannot be discharged based on undue hardship, rather than making a general claim that the debt is non-dischargeable. The changes would take effect immediately and apply to bankruptcy cases filed after the bill's enactment.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)

Actions (2)

  1. Jun 2, 2026 Referred to the House Committee on the Judiciary. · house
  2. Jun 2, 2026 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

Full text

IN THE HOUSE OF REPRESENTATIVES

June 2, 2026

Mr. Thanedar introduced the following bill; which was referred to the Committee on the Judiciary

A BILL

To amend title 11 of the United States Code to stop abusive student loan collection practices in bankruptcy cases.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2026”.

SEC. 2. AMENDMENT.

Section 523(d) of title 11 of the United States Code is amended by striking “of this section” and inserting “or the debtor requests a determination of the dischargeability of a debt based on undue hardship under subsection (a)(8)”.

SEC. 3. EFFECTIVE DATE; APPLICATION OF AMENDMENT.

(a) Effective Date.—Except as provided in subsection (b), this Act and the amendment made by this Act shall take effect on the date of the enactment of this Act.

(b) Application of Amendment.—The amendment made by this Act shall apply only with respect to cases commenced under title 11 of the United States Code on or after the date of the enactment of this Act. <all>

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