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To amend title XXVII of the Public Health Service Act to provide for a definition of short-term limited duration insurance, and for other purposes.
Summary
This bill amends the Public Health Service Act to define "short-term limited duration insurance" for federal law. Under the bill's definition, short-term limited duration insurance is health insurance coverage with an expiration date less than 12 months after the original effective date and a total duration not exceeding 3 years, including any renewals or extensions. This definition establishes the parameters for a category of temporary health insurance coverage.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Rep. Biggs, Andy [R-AZ-5] (R-AZ)
Money behind the sponsor
Top reported contributors to Andy Biggs’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- SAULSBURY INDUSTRIES $9,900
- 21ST CENTURY HEALTHCARE $7,500
- ULINE $6,600
- TW LEWIS COMPANY $6,600
- LEE BENSON $6,600
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Andy Biggs → · Outside spending →
Actions (2)
- Jan 3, 2025 Referred to the House Committee on Energy and Commerce. · house
- Jan 3, 2025 Introduced in House
More bills on these subjects (8)
Other bills that carry the most legislative subjects in common with this one (topical discovery — distinct from the procedural related bills above).
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE HOUSE OF REPRESENTATIVES
January 3, 2025
Mr. Biggs of Arizona introduced the following bill; which was referred to the Committee on Energy and Commerce
A BILL
To amend title XXVII of the Public Health Service Act to provide for a definition of short-term limited duration insurance, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Health Coverage Choice Act”.
SEC. 2. DEFINITION OF SHORT-TERM LIMITED DURATION INSURANCE.
Section 2791(b) of the Public Health Service Act (42 U.S.C. 300gg- 91(b)) is amended by adding at the end the following new paragraph:
“(6) Short-term limited duration insurance.—The term ‘short-term limited duration insurance’ means health insurance coverage provided under a contract with a health insurance issuer that—
“(A) has an expiration date specified in the contract that is less than 12 months after the original effective date of the contract; and
“(B) has a duration of not more than 3 years (taking into account renewals or extensions) after the original effective date of the contract.”. <all>
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