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Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025
To amend title XXVII of the Public Health Service Act to ensure the appropriate availability of short-term limited duration insurance.
Summary
This bill amends the Public Health Service Act to define short-term limited duration insurance as health insurance coverage that expires less than 12 months after the original effective date and has a total duration of not more than 3 years, including any renewals or extensions. The bill establishes this definition to clarify what types of health insurance policies qualify as short-term limited duration coverage under federal law. This appears to be part of legislation aimed at ensuring the appropriate availability of this type of temporary health insurance coverage.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Rep. Fulcher, Russ [R-ID-1] (R-ID)
Money behind the sponsor
Top reported contributors to Russ Fulcher’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- TREE TOP RANCHES $12,000
- HARRIS FAMILY LIMITED PARTNERSHIP $8,267
- NULL $7,550
- THE PACIFIC COMPANIES $6,600
- ULINE $6,600
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Russ Fulcher → · Outside spending →
Actions (2)
- Nov 25, 2025 Referred to the House Committee on Energy and Commerce. · house
- Nov 25, 2025 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Text versions (1)
Bills are re-published as they move (Introduced → Reported → Engrossed → Enrolled …). Each stage below is a separate text; pick two to see what changed. Data from Congress.gov.
Full text
IN THE HOUSE OF REPRESENTATIVES
November 25, 2025
Mr. Fulcher introduced the following bill; which was referred to the Committee on Energy and Commerce
A BILL
To amend title XXVII of the Public Health Service Act to ensure the appropriate availability of short-term limited duration insurance.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025”.
SEC. 2. ENSURING THE APPROPRIATE AVAILABILITY OF SHORT-TERM LIMITED DURATION INSURANCE.
Section 2791(b) of the Public Health Service Act (42 U.S.C. 300gg- 91(b)) is amended by adding at the end the following new paragraph:
“(6) Short-term limited duration insurance.—The term ‘short-term limited duration insurance’ means health insurance coverage provided under a contract with a health insurance issuer that—
“(A) has an expiration date specified in the contract that is less than 12 months after the original effective date of the contract; and
“(B) has a duration of not more than 3 years (taking into account renewals or extensions) after the original effective date of the contract.”. <all>
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