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Clean Slate through Rehabilitation Act
To amend the Higher Education Act of 1965 to remove all adverse credit history related to a loan from the credit history of a borrower who has rehabilitated the loan.
Summary
This bill would modify the student loan default rehabilitation program under the Higher Education Act to expand what gets removed from a borrower's credit history when they rehabilitate a defaulted loan. Currently, the program removes the default record itself; this bill would require removal of all adverse information relating to the loan, not just the default notation. Once a borrower successfully rehabilitates a defaulted federal student loan through the established repayment plan, their credit report would be cleared of any negative marks associated with that loan.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
3 cosponsors
Money behind the sponsor
Top reported contributors to Nikema Williams’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- RADCO $6,600
- PERENNIAL PROPERTIES $6,600
- GOLDMAN SACHS $6,600
- CORNERSTONE GOVERNMENT AFFAIRS $6,500
- NULL $6,300
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Nikema Williams → · Outside spending →
Actions (2)
- Apr 16, 2026 Referred to the House Committee on Education and Workforce. · house
- Apr 16, 2026 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE HOUSE OF REPRESENTATIVES
April 16, 2026
Ms. Williams of Georgia (for herself, Ms. Ross, Ms. Adams, and Ms. Stevens) introduced the following bill; which was referred to the Committee on Education and Workforce
A BILL
To amend the Higher Education Act of 1965 to remove all adverse credit history related to a loan from the credit history of a borrower who has rehabilitated the loan.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Clean Slate through Rehabilitation Act”.
SEC. 2. DEFAULT REDUCTION PROGRAM.
Section 428F(a)(1)(C) of the Higher Education Act of 1965 (20 U.S.C. 1078-6(a)(1)(C)) is amended by striking “to remove the record of the default from the borrower’s credit history” and inserting “to remove any adverse information relating to such loan from the borrower’s credit history”. <all>
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