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HR 6677
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Professional Degree Access Restoration Act

To amend the Higher Education Act of 1965 to reverse the reductions in Federal loan availability for graduate and professional students enacted under Public Law 119-21.

Introduced Dec 11, 2025

Latest action (Dec 11, 2025) Referred to the House Committee on Education and Workforce.

Referred to
Education and Workforce Committee
Policy area
Education
Issues
Education

Summary

This bill amends the Higher Education Act of 1965 to reverse reductions in federal loan availability for graduate and professional students that were enacted under Public Law 119-21. The bill modifies the annual and aggregate loan limit provisions in the Higher Education Act by removing certain restrictions on loan availability. It updates effective dates and eliminates loan limit reductions that had previously been imposed on graduate and professional students seeking federal loans.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)
49 cosponsors

Actions (2)
  1. Dec 11, 2025 Referred to the House Committee on Education and Workforce. · house
  2. Dec 11, 2025 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

  • S 4039 — Professional Degree Access Restoration Act · Introduced Mar 10, 2026 · Cong. 119 90%
  • S 4269 — Restoring College Access and Affordability Act · Introduced Mar 26, 2026 · Cong. 119 77%
  • S 4169 — Student Loan Interest Elimination Act · Introduced Mar 24, 2026 · Cong. 119 75%
  • HR 4862 — LOAN Act · Introduced Aug 1, 2025 · Cong. 119 73%
  • HR 6862 — Protecting Health Care Workforce Pipelines Act · Introduced Dec 18, 2025 · Cong. 119 72%
  • HR 4555 — Student Loan Contract Act of 2025 · Introduced Jul 21, 2025 · Cong. 119 72%

Full text

IN THE HOUSE OF REPRESENTATIVES

December 11, 2025

Mr. Torres of New York introduced the following bill; which was referred to the Committee on Education and Workforce

A BILL

To amend the Higher Education Act of 1965 to reverse the reductions in Federal loan availability for graduate and professional students enacted under Public Law 119-21.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Professional Degree Access Restoration Act”.

SEC. 2. ANNUAL AND AGGREGATE LOAN LIMITS FOR GRADUATE AND PROFESSIONAL STUDENTS.

Section 455(a) of the Higher Education Act of 1965 (20 U.S.C. 1087e(a)) is amended—

(1) in paragraph (3)—

(A) in the paragraph heading, by striking “and federal direct plus loans”;

(B) in subparagraph (A)—

(i) by striking the heading for subparagraph (A), and inserting the following: “In general”;

(ii) in the matter preceding clause (i), by inserting before the dash at the end the following: “, for any period of instruction beginning on or after July 1, 2012”;

(iii) in clause (i), by striking “for any period of instruction beginning on or after July 1, 2012,”; and

(iv) in clause (ii), by striking “for any period of instruction beginning on July 1, 2012, and ending on June 30, 2026,”; and

(C) by striking subparagraph (C);

(2) by striking paragraph (4), and redesignating paragraphs

(5) through (8) as paragraphs (4) through (7), respectively; and

(3) in paragraph (7)(A), as so redesignated, by striking

“(3)(C)” and “(4),”. <all>

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