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To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions.
To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions.
Summary
The bill amends federal banking laws to require banking agencies to consider economic growth when conducting supervisory functions. Specifically, it modifies the Federal Credit Union Act to require the National Credit Union Administration Board to consider economic growth, the Federal Deposit Insurance Act to require the FDIC to consider economic growth, the National Bank Act to add economic growth to its safety and soundness mandate, and the Federal Reserve Act to add economic growth to the Federal Reserve's existing mandate. These changes establish economic growth as an explicit consideration alongside existing supervisory objectives.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Rep. Barr, Andy [R-KY-6] (R-KY)
Money behind the sponsor
Top reported contributors to Andy Barr’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- NULL $274,323
- BANC OF CALIFORNIA $60,083
- APOLLO GLOBAL MANAGEMENT $32,200
- BLACKSTONE $28,900
- WELLS FARGO $23,366
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Andy Barr → · Outside spending →
Actions (2)
- Dec 18, 2025 Referred to the House Committee on Financial Services. · house
- Dec 18, 2025 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE HOUSE OF REPRESENTATIVES
December 18, 2025
Mr. Barr introduced the following bill; which was referred to the Committee on Financial Services
A BILL
To amend the Federal Credit Union Act, the Federal Deposit Insurance Act, the Revised Statutes, and the Federal Reserve Act to require Federal banking agencies to consider economic growth when conducting supervisory functions.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. MANDATE OF ECONOMIC GROWTH IN ADDITION TO SAFETY AND SOUNDNESS.
(a) The Federal Credit Union Act.—Section 102 of the Federal Credit Union Act (12 U.S.C. 1752a) is amended by adding at the end the following new subsection:
“(g) Economic Growth.—The Board shall take economic growth into account when conducting supervisory functions under this Act.”.
(b) The Federal Deposit Insurance Act.—Section 1 of the Federal Deposit Insurance Act (12 U.S.C. 1811) is amended by adding at the end the following new subsection:
“(c) Economic Growth.—The Corporation shall take economic growth into account when conducting supervisory functions under this Act.”.
(c) National Bank Act.—Section 324(a) of title VII of the Revised Statutes of the United States (12 U.S.C. 1(a)) is amended by striking “safety and soundness” and inserting “safety, soundness, and economic growth”.
(d) The Federal Reserve Act.—Section 2A of the Federal Reserve Act (12 U.S.C. 225a) is amended by striking “and moderate long-term interest rates.” and inserting “moderate long-term interest rates, and economic growth.”. <all>
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