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Growing Deposit Insurance for the Future Act
To amend the Federal Deposit Insurance Act to update the inflation adjustment applicable to deposit insurance and share insurance.
Summary
This bill amends the Federal Deposit Insurance Act to update how deposit insurance coverage limits are adjusted for inflation. The bill changes the base year for inflation calculations from 2010 to 2030 and revises the methodology to reference the standard maximum deposit insurance amount rather than a fixed dollar amount. The changes apply to both deposit insurance and share insurance. These amendments are intended to modernize how the Federal Deposit Insurance Corporation adjusts coverage limits over time.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Rep. Meuser, Daniel [R-PA-9] (R-PA)
Money behind the sponsor
Top reported contributors to Daniel Meuser’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- NULL $25,535
- SUNDANCE VACATIONS $9,900
- PACE-O-MATIC $9,900
- PENSKE TRANSPORTATION SOLUTIONS $9,300
- PRIDE-MOBILIT PRODUCTS CORP $6,600
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Daniel Meuser → · Outside spending →
Actions (2)
- Mar 25, 2026 Referred to the House Committee on Financial Services. · house
- Mar 25, 2026 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE HOUSE OF REPRESENTATIVES
March 25, 2026
Mr. Meuser introduced the following bill; which was referred to the Committee on Financial Services
A BILL
To amend the Federal Deposit Insurance Act to update the inflation adjustment applicable to deposit insurance and share insurance.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Growing Deposit Insurance for the Future Act”.
SEC. 2. INSURANCE INFLATION ADJUSTMENT.
Section 11(a)(1)(F)(i) of the Federal Deposit Insurance Act (12 U.S.C. 1821(a)(1)(F)(i)) is amended—
(1) by striking “2010” and inserting “2030”;
(2) in subclause (I), by striking “$100,000” and inserting “the standard maximum deposit insurance amount described in subparagraph (E), before any adjustment as provided under this subparagraph”; and
(3) in subclause (II), by striking “the date this subparagraph takes effect under the Federal Deposit Insurance Reform Act of 2005” and inserting “the date of enactment of the Growing Deposit Insurance for the Future Act”. <all>
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