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LIONs Act of 2025

To amend the Small Business Act and the Small Business Investment Act of 1958 to increase the maximum loan amount for certain loans, and for other purposes.

Introduced Mar 6, 2025

Latest action (Jul 30, 2025) Referred to the Committee on Small Business and Entrepreneurship.

Referred to
Small Business and Entrepreneurship Committee Banking, Housing, and Urban Affairs Committee
Policy area
Commerce
Issues
Economy & Taxes

Summary
  • Increases the maximum loan amount for Small Business Administration 7(a) loans from $3,750,000 to $7,500,000.
  • Increases the maximum gross loan amount threshold for 7(a) loans from $5,000,000 to $10,000,000.
  • Increases the maximum loan amounts for Small Business Investment Act development company loans from $5,000,000 to $10,000,000.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)
1 cosponsor

Actions (4)
  1. Jul 30, 2025 Referred to the Committee on Small Business and Entrepreneurship. · senate
  2. Jul 30, 2025 Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent. · senate
  3. Mar 6, 2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
  4. Mar 6, 2025 Introduced in Senate

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

  • HR 1893 — LIONs Act of 2025 · Introduced Mar 5, 2025 · Cong. 119 85%
  • HR 4153 — Supporting Trade and Rebuilding Opportunity for National Growth Act · Introduced Jun 26, 2025 · Cong. 119 70%
  • S 1917 — Investing in All of America Act of 2025 · Introduced May 22, 2025 · Cong. 119 65%
  • S 2223 — Investing in Main Street Act of 2025 · Introduced Jul 9, 2025 · Cong. 119 65%
  • S 305 — Small Business Technological Act of 2025 · Introduced May 21, 2025 · Cong. 119 65%
  • HR 1375 — To amend the Small Business Act with respect to the maximum additional loan amount for certain disaster loans, and for other purposes. · Introduced Feb 14, 2025 · Cong. 119 65%

Text versions (2)
  • Reference Change Senate · Jul 30, 2025
  • Introduced in Senate · Mar 6, 2025

Full text

IN THE SENATE OF THE UNITED STATES

March 6, 2025

Mr. Tillis introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

July 30, 2025

Committee discharged; referred to the Committee on Small Business and Entrepreneurship

A BILL

To amend the Small Business Act and the Small Business Investment Act of 1958 to increase the maximum loan amount for certain loans, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Loans In Our Neighborhoods Act of 2025” or the “LIONs Act of 2025”.

SEC. 2. MAXIMUM LOAN AMOUNT FOR A 7(A) LOAN.

Section 7(a)(3)(A) of the Small Business Act (15 U.S.C. 636(a)(3)(A)) is amended by striking “$3,750,000 (or if the gross loan amount would exceed $5,000,000)” and inserting “$7,500,000 (or if the gross loan amount would exceed $10,000,000)”.

SEC. 3. MAXIMUM LOAN AMOUNT FOR A DEVELOPMENT COMPANY LOAN.

Section 502(2)(A) of the Small Business Investment Act of 1958 (15 U.S.C. 696(2)(A)) is amended—

(1) by striking “$5,000,000” each place it appears and inserting “$10,000,000”; and

(2) by striking “$5,500,000” each place it appears and inserting “$10,000,000”. <all>

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