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Work Without Worry Act of 2026
To amend title II of the Social Security Act to eliminate work disincentives for childhood disability beneficiaries.
Summary
- Amends Social Security law to eliminate work disincentives for beneficiaries with disabilities that began before age 22.
- Allows beneficiaries with childhood disabilities to continue receiving benefits while working, removing restrictions on earning income.
- Allows applications for child's insurance benefits to be automatically treated as applications for disability or old-age insurance benefits, whichever is applicable.
- Ensures that beneficiaries receive the higher of the child's benefit or the disability/old-age benefit they qualify for.
- Eliminates the requirement for continuous disability status and takes effect 24 months after enactment.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Sen. Wyden, Ron [D-OR] (D-OR)
6 cosponsors
Actions (2)
- Jul 15, 2026 Read twice and referred to the Committee on Finance. · senate
- Jul 15, 2026 Introduced in Senate
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Text versions (1)
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Full text
IN THE SENATE OF THE UNITED STATES
July 15, 2026
Mr. Wyden (for himself, Mr. Cassidy, Mr. Sanders, Ms. Warren, Mrs. Gillibrand, Mr. Whitehouse, and Mrs. Murray) introduced the following bill; which was read twice and referred to the Committee on Finance
A BILL
To amend title II of the Social Security Act to eliminate work disincentives for childhood disability beneficiaries.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Work Without Worry Act of 2026”.
SEC. 2. ELIMINATION OF WORK DISINCENTIVE FOR CHILDHOOD DISABILITY BENEFICIARIES.
(a) In General.—Section 202(d) of the Social Security Act (42 U.S.C. 402(d)) is amended—
(1) in paragraph (1)(B)(ii), by striking “is under a disability (as defined in section 223(d)) which began before he attained the age of 22, and” and inserting the following: “is under a disability (as defined in section 223(d)), and—
“(I) the physical or mental impairment (or combination of impairments) that is the basis for the finding of disability began before the child attained the age of 22 (or is of such a type that can reasonably be presumed to have begun before the child attained the age of 22, as determined by the Commissioner), and
“(II) the impairment or combination of impairments could have been the basis for a finding of disability (without regard to whether the child was actually engaged in substantial gainful activity) before the child attained age 22, and”; and
(2) by adding at the end the following new paragraphs:
“(11)(A) In the case of a child described in subparagraph
(B)(ii) of paragraph (1) who—
“(i) has not attained early retirement age (as defined in section 216(l)(2));
“(ii) has filed an application for child’s insurance benefits; and
“(iii) is insured for disability benefits (as determined under section 223(c)(1)) at the time of such filing; such application shall be deemed to be an application for both child’s insurance benefits under this subsection and disability insurance benefits under section 223.
“(B) In the case of a child described in subparagraph
(B)(ii) of paragraph (1) who—
“(i) has attained early retirement age (as defined in section 216(l)(2));
“(ii) has filed an application for child’s insurance benefits; and
“(iii) is a fully insured individual (as defined in section 214(a)) at the time of such filing; such application shall be deemed to be an application for both child’s insurance benefits under this subsection and old-age insurance benefits under section 202(a).
“(C) Notwithstanding paragraph (1), in the case of a child described in subparagraph (A) or (B), if, at the time of filing an application for child’s insurance benefits, the amount of the monthly old-age or disability insurance benefit to which the child would be entitled is greater than the amount of the monthly child’s insurance benefit to which the child would be entitled, the child shall not be entitled to a child’s insurance benefit based on such application.
“(D) For purposes of subparagraph (C), the amount of the monthly old-age or disability benefit to which the child would be entitled shall be determined before application of section 224.
“(12) For purposes of paragraph (1)(B)(ii), a child shall not be required to be continuously under a disability during the period between the date that the disability began and the date that the application for child’s insurance benefits is filed.”.
(b) Effective Date.—The amendments made by this section shall apply to applications filed on or after the date that is 24 months after the date of the enactment of this section. <all>
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