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To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act.
Summary
The FARM Home Loans Act of 2026 amends the Farm Credit Act of 1971 to expand rural housing financing options. The bill adds accessory dwelling units to the types of structures that can be financed as part of rural home loans through the Farm Credit system. It also increases a numeric limit in the program from 2,500 to 10,000.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Sen. Welch, Peter [D-VT] (D-VT)
4 cosponsors
- Sen. Hyde-Smith, Cindy [R-MS] (R-MS)
- Sen. Justice, James C. [R-WV] (R-WV)
- Sen. Schiff, Adam B. [D-CA] (D-CA)
- Sen. Scott, Rick [R-FL] (R-FL)
Money behind the sponsor
Top reported contributors to Peter Welch’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- NULL $8,600
- THE OLD MOUNTAIN COMPANY, INC. $3,300
- WEST FRONT STRATEGIES $2,500
- UCAR $2,300
- MINILEC SERVICE $2,000
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Peter Welch → · Outside spending →
Actions (2)
- Mar 24, 2026 Read twice and referred to the Committee on Agriculture, Nutrition, and Forestry. · senate
- Mar 24, 2026 Introduced in Senate
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE SENATE OF THE UNITED STATES
March 24, 2026
Mr. Welch (for himself, Mr. Justice, Mr. Schiff, and Mrs. Hyde-Smith) introduced the following bill; which was read twice and referred to the Committee on Agriculture, Nutrition, and Forestry
A BILL
To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Fostering the Availability in Rural Markets of Home Loans Act of 2026” or the “FARM Home Loans Act of 2026”.
SEC. 2. RURAL HOUSING FINANCING.
Section 1.11(b) of the Farm Credit Act of 1971 (12 U.S.C. 2019(b)) is amended—
(1) in paragraph (2), by striking “appurtenances” and inserting “appurtenances, including accessory dwelling units,”; and
(2) in paragraph (3), by striking “2,500” and inserting “10,000”. <all>
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