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To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act.
Summary
HR 6720 amends the Farm Credit Act of 1971 to modify rural housing financing programs. The bill adds accessory dwelling units to the types of property improvements eligible for Farm Credit loans and increases a numeric threshold in the loan eligibility criteria from 2,500 to 10,000. These changes expand the types of rural properties and housing arrangements that can qualify for Farm Credit financing.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
2 cosponsors
- Rep. Huizenga, Bill [R-MI-4] (R-MI)
- Rep. Riley, Josh [D-NY-19] (D-NY)
Actions (4)
- Jan 13, 2026 Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit. · house
- Jan 13, 2026 Referred to the Subcommittee on Commodity Markets, Digital Assets, and Rural Development. · house
- Dec 15, 2025 Referred to the House Committee on Agriculture. · house
- Dec 15, 2025 Introduced in House
Similar bills (6)
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Full text
IN THE HOUSE OF REPRESENTATIVES
December 15, 2025
Ms. McDonald Rivet (for herself, Mr. Huizenga, and Mr. Riley of New York) introduced the following bill; which was referred to the Committee on Agriculture
A BILL
To amend the Farm Credit Act of 1971 to modify rural housing financing under that Act.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Fostering the Availability in Rural Markets of Home Loans Act of 2025” or the “FARM Home Loans Act of 2025”.
SEC. 2. RURAL HOUSING FINANCING.
Section 1.11(b) of the Farm Credit Act of 1971 (12 U.S.C. 2019(b)) is amended—
(1) in paragraph (2), by striking “appurtenances” and inserting “appurtenances, including accessory dwelling units,”; and
(2) in paragraph (3), by striking “2,500” and inserting “10,000”. <all>
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