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Housing for America’s Middle Class Act of 2026
To require the Government Accountability Office to study and recommend a definition for workforce housing.
Summary
The Housing for America's Middle Class Act of 2026 requires the Government Accountability Office to conduct a study within one year on housing availability for middle-income households. The study shall identify obstacles middle-income families face in securing affordable housing, geographic areas with housing shortages for this income group, and federal programs that exclude middle-income households due to income limits. The GAO must recommend a federal definition for "workforce housing" and analyze options for modifying or creating new federal housing programs to serve middle-income households. Middle-income households are defined as those with income between 80 and 120 percent of the area's median family income.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Sen. Ricketts, Pete [R-NE] (R-NE)
Actions (2)
- Mar 3, 2026 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
- Mar 3, 2026 Introduced in Senate
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE SENATE OF THE UNITED STATES
March 3, 2026
Mr. Ricketts introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs
A BILL
To require the Government Accountability Office to study and recommend a definition for workforce housing.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Housing for America’s Middle Class Act of 2026”.
SEC. 2. GAO STUDY ON WORKFORCE HOUSING.
(a) In General.—Not later than 1 year after the date of the enactment of this Act, the Comptroller General of the United States shall conduct a study and submit to the Congress a report that—
(1) identifies obstacles middle-income households face when looking to secure affordable housing;
(2) identifies geographic areas where housing is the most unaffordable and unavailable for middle-income households;
(3) includes a list of Federal housing programs, including Federal tax credits, grants, and loan programs, that are not available to middle-income households due to their income status, including Federal housing programs designed to promote affordability;
(4) recommends income and other parameters to establish a clear and consistent Federal definition for the term “workforce housing” for use when describing the segment of housing that could be made available to such middle-income households in Federal housing programs if funding commensurate with the additional eligibility were to be made available; and
(5) analyzes how to modify or newly develop new Federal housing programs and incentives to include “workforce housing” if funding commensurate with the additional eligibility were to be made available.
(b) Middle-Income Household Defined.—In this section, the term “middle-income household” means a household with an income above 80 percent but that does not exceed 120 percent of the median family income of the area, as determined by the Secretary with adjustments for smaller and larger families. <all>
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