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Housing for America’s Middle Class Act of 2026
To require the Government Accountability Office to study and recommend a definition for workforce housing.
Summary
This bill requires the Government Accountability Office to study housing affordability for middle-class Americans and submit a report to Congress within 180 days of enactment. The report must identify where housing is most unaffordable for middle-income homeowners and renters, document which federal housing programs (such as tax credits, grants, and credit programs) currently exclude middle-income households, and analyze gaps in federal support for this population. The bill directs the GAO to recommend a definition of "workforce housing" based on income levels to help federal agencies expand housing assistance to middle-income families. The report must also analyze how such a definition could be used to create incentives for developing workforce housing through federal programs and policies.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
1 cosponsor
Actions (2)
- Feb 11, 2026 Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. · house
- Feb 11, 2026 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE HOUSE OF REPRESENTATIVES
February 11, 2026
Mr. Lawler (for himself and Mr. Gottheimer) introduced the following bill; which was referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned
A BILL
To require the Government Accountability Office to study and recommend a definition for workforce housing.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Housing for America’s Middle Class Act of 2026”.
SEC. 2. CONGRESSIONAL FINDINGS.
The Congress finds that—
(1) the lack of affordable housing in the United States is an issue impacting millions of middle-class, working American families;
(2) many of these families earn more annually than the income limits for certain Federal housing financing and benefits; and
(3) these families are often excluded from living in neighborhoods near their places of work, schools, shopping, and healthcare due to a lack of affordability.
SEC. 3. REPORT TO CONGRESS.
Not later than 180 days after the date of the enactment of this Act, the Comptroller General of the United States shall submit to the Congress a report that—
(1) identifies issues with housing affordability for America’s middle-income homeowners and renters, including identifying geographically where housing is the most unaffordable for these populations;
(2) identifies Federal housing programs, including Federal tax credits, grants, credit programs, and other programs that currently benefit lower-income households, which are not available to middle-income households;
(3) identifies any gaps in the inclusion of middle-income households in Federal housing programs designed to promote affordability;
(4) sets forth recommendations for a definition of “workforce housing” based on income parameters in order to assist Federal agencies in including middle-income households under existing Federal programs; and
(5) analyzes how such a definition could relate to incentives for workforce housing development through Federal programs, policies, and other initiatives. <all>
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