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To amend the Internal Revenue Code of 1986 to establish an exception for multiemployer plan participants to the requirements for automatic enrollment.
Summary
This bill amends the Internal Revenue Code to exempt multiemployer plans from federal automatic enrollment requirements for retirement savings. The amendment adds multiemployer plans to existing exceptions that already apply to governmental plans and church plans. The amendment is effective for taxable years beginning after December 31, 2024.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Sen. Klobuchar, Amy [D-MN] (D-MN)
1 cosponsor
- Sen. Moreno, Bernie [R-OH] (R-OH)
Actions (2)
- Jan 12, 2026 Read twice and referred to the Committee on Finance. · senate
- Jan 12, 2026 Introduced in Senate
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE SENATE OF THE UNITED STATES
January 12, 2026
Ms. Klobuchar (for herself and Mr. Moreno) introduced the following bill; which was read twice and referred to the Committee on Finance
A BILL
To amend the Internal Revenue Code of 1986 to establish an exception for multiemployer plan participants to the requirements for automatic enrollment.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Multiemployer Plan Relief Act”.
SEC. 2. EXCEPTION TO REQUIREMENTS RELATED TO AUTOMATIC ENROLLMENT.
(a) In General.—Section 414A(c)(3) of the Internal Revenue Code of 1986 is amended—
(1) in the heading, by striking “governmental and church plans” and inserting “governmental, church plans, and multiemployer plans”, and
(2) by striking “414(d)) or any church plan (within the meaning of section 414(e))” and inserting “414(d)), any church plan (within the meaning of section 414(e)), or any multiemployer plan (within the meaning of section 414(f))”.
(b) Effective Date.—The amendments made by this section shall apply to taxable years beginning after December 31, 2024. <all>
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