Skip to main content
CivicGate

HR 6685
Introduced Re-checks Congress.gov for new actions and updates the bill's status, and fills in any sponsors, committees, or related bills that are missing. It does not re-pull sponsors/cosponsors/committees/related — those rarely change — and it skips all work if nothing has changed upstream, so it's cheap to click.

To amend the Internal Revenue Code of 1986 to establish an exception for multiemployer plan participants to the requirements for automatic enrollment.

To amend the Internal Revenue Code of 1986 to establish an exception for multiemployer plan participants to the requirements for automatic enrollment.

Introduced Dec 12, 2025

Latest action (Dec 12, 2025) Referred to the House Committee on Ways and Means.

Referred to
Ways and Means Committee
Policy area
Taxation
Issues
Economy & Taxes

Summary
  • Establishes an exception for multiemployer pension plans from automatic enrollment requirements under the Internal Revenue Code.
  • The exception applies to plans with multiple employers.
  • The amendment is effective for taxable years beginning after December 31, 2024.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)
15 cosponsors

Money behind the sponsor

Top reported contributors to Brad Finstad’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.

  • Employer not reported $20,016
  • MR PAVING $14,200
  • STARKEY HEARING TECHNOLOGIES $13,200
  • BURWELL ENTERPRISES $13,200
  • CHRISTENSEN FARMS $12,200

Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Brad Finstad → · Outside spending →

Actions (2)
  1. Dec 12, 2025 Referred to the House Committee on Ways and Means. · house
  2. Dec 12, 2025 Introduced in House

Similar bills (6)

Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.

  • S 3615 — Multiemployer Plan Relief Act · Introduced Jan 12, 2026 · Cong. 119 86%
  • HR 8314 — OPTIONS Act · Introduced Apr 15, 2026 · Cong. 119 69%
  • HR 4548 — Small Nonprofit Retirement Security Act of 2025 · Introduced Jul 21, 2025 · Cong. 119 64%
  • HR 4644 — ABLE Employment Flexibility Act · Introduced Jul 23, 2025 · Cong. 119 63%
  • HR 6324 — Retirement Simplification and Clarity Act · Introduced Nov 28, 2025 · Cong. 119 63%
  • S 4511 — A bill to amend the Internal Revenue Code of 1986 to exclude from gross income charitable distributions from certain employer-sponsored retirement plans, and for other purposes. · Introduced May 13, 2026 · Cong. 119 63%

Text versions (1)
  • Introduced in House · Dec 12, 2025

Only one text version is on file, so there’s no earlier version to compare against yet.

Full text

IN THE HOUSE OF REPRESENTATIVES

December 12, 2025

Mr. Finstad (for himself, Mr. Carey, Mr. Boyle of Pennsylvania, and Mr. Larson of Connecticut) introduced the following bill; which was referred to the Committee on Ways and Means

A BILL

To amend the Internal Revenue Code of 1986 to establish an exception for multiemployer plan participants to the requirements for automatic enrollment.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. EXCEPTION TO REQUIREMENTS RELATED TO AUTOMATIC ENROLLMENT.

(a) In General.—Section 414A(c)(3) of the Internal Revenue Code of 1986 is amended—

(1) in the heading, by striking “and church plans” and inserting “church plans, and multiemployer plans”, and

(2) by striking “or any church plan (within the meaning of section 414(e))” and inserting “any church plan (within the meaning of section 414(e)), or any multiemployer plan (as defined in section 414(f)).”.

(b) Effective Date.—The amendments made by this section shall apply to taxable years beginning after December 31, 2024. <all>

Comments

Comments

Loading comments…