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PSLF Payment Completion Fairness Act
To ensure that borrowers who have performed qualifying public service are eligible for Public Service Loan Forgiveness.
Summary
The bill amends the Public Service Loan Forgiveness program to modify eligibility requirements. It removes a requirement that borrowers currently be employed in qualifying public service, replacing it with a requirement that they have performed such service. This change would allow borrowers who are no longer employed in public service to be eligible for loan forgiveness if they previously met the service requirements.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Sen. Kim, Andy [D-NJ] (D-NJ)
Money behind the sponsor
Top reported contributors to Andy Kim’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- NULL $105,967
- PRINCETON UNIVERSITY $64,008
- CENTERVIEW PARTNERS $46,200
- GOOGLE $37,045
- CENTERVIEW $24,600
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Andy Kim → · Outside spending →
Actions (2)
- Dec 16, 2025 Read twice and referred to the Committee on Health, Education, Labor, and Pensions. · senate
- Dec 16, 2025 Introduced in Senate
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE SENATE OF THE UNITED STATES
December 16, 2025
Mr. Kim introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions
A BILL
To ensure that borrowers who have performed qualifying public service are eligible for Public Service Loan Forgiveness.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Public Service Loan Forgiveness Payment Completion Fairness Act” or the “PSLF Payment Completion Fairness Act”.
SEC. 2. PUBLIC SERVICE LOAN FORGIVENESS.
Section 455(m)(1)(B) of the Higher Education Act of 1965 (20 U.S.C. 1087e(m)(1)(B)) is amended by striking “(i) is employed” and all that follows through “(ii) has been” and inserting “has been”. <all>
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