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To amend the Patient Protection and Affordable Care Act to provide for additional requirements with respect to the navigator program, and for other purposes.
Summary
This bill expands the navigator program under the Affordable Care Act, which helps people understand and enroll in health insurance. It requires that navigators provide information about Medicaid and children's health insurance programs in addition to qualified health plans, and conduct public education activities in plain language. The bill ensures navigators maintain a physical presence in their state to offer in-person assistance to consumers. It requires federal exchanges to select navigator grant recipients based on their demonstrated capacity and awards at least one grant per year to a community-focused nonprofit organization. The legislation provides $100 million in annual funding for navigator programs through user fees paid by health insurance companies, starting in fiscal year 2026.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Sen. Baldwin, Tammy [D-WI] (D-WI)
10 cosponsors
- Sen. Booker, Cory A. [D-NJ] (D-NJ)
- Sen. Duckworth, Tammy [D-IL] (D-IL)
- Sen. King, Angus S., Jr. [I-ME] (I-ME)
- Sen. Klobuchar, Amy [D-MN] (D-MN)
- Sen. Luján, Ben Ray [D-NM] (D-NM)
- Sen. Merkley, Jeff [D-OR] (D-OR)
- Sen. Murphy, Christopher [D-CT] (D-CT)
- Sen. Shaheen, Jeanne [D-NH] (D-NH)
- Sen. Welch, Peter [D-VT] (D-VT)
- Sen. Wyden, Ron [D-OR] (D-OR)
Actions (2)
- Jun 11, 2025 Read twice and referred to the Committee on Health, Education, Labor, and Pensions. · senate
- Jun 11, 2025 Introduced in Senate
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE SENATE OF THE UNITED STATES
June 11, 2025
Ms. Baldwin (for herself, Mrs. Shaheen, Mr. Merkley, Mr. Lujan, Mr. King, Mr. Wyden, Mr. Booker, Ms. Duckworth, and Ms. Klobuchar) introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions
A BILL
To amend the Patient Protection and Affordable Care Act to provide for additional requirements with respect to the navigator program, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Expand Navigators’ Resources for Outreach, Learning, and Longevity Act of 2025” or the “ENROLL Act of 2025”.
SEC. 2. PROVIDING FOR ADDITIONAL REQUIREMENTS WITH RESPECT TO THE NAVIGATOR PROGRAM.
(a) In General.—Section 1311(i) of the Patient Protection and Affordable Care Act (42 U.S.C. 18031(i)) is amended—
(1) in paragraph (2), by adding at the end the following new subparagraph:
“(C) Selection of recipients.—In the case of an Exchange established and operated by the Secretary within a State pursuant to section 1321(c), in awarding grants under paragraph (1), the Exchange shall—
“(i) select entities to receive such grants based on an entity’s demonstrated capacity to carry out each of the duties specified in paragraph (3);
“(ii) not take into account whether or not the entity has demonstrated how the entity will provide information to individuals relating to group health plans that are not qualified health plans; and
“(iii) ensure that, each year, the Exchange awards such a grant to at least 1 entity described in this paragraph that is a community and consumer-focused nonprofit group.”;
(2) in paragraph (3)—
(A) in subparagraph (C), by inserting after “qualified health plans” the following: “, State Medicaid plans under title XIX of the Social Security Act, and State children’s health insurance programs under title XXI of such Act”;
(B) in subparagraph (D), by striking “and” at the end;
(C) in subparagraph (E), by striking the period and inserting “; and”;
(D) by adding at the end the following:
“(F) conduct public education activities in plain language to raise awareness of the requirements of and the protections provided under qualified health plans.”; and
(E) by adding at the end the following flush left sentence: “The duties specified in the preceding sentence may be carried out by such a navigator at any time during a year.”;
(3) in paragraph (4)(A)—
(A) in the matter preceding clause (i), by striking “not”;
(B) in clause (i)—
(i) by inserting “not” before “be”; and
(ii) by striking “; or” and inserting a semicolon;
(C) in clause (ii)—
(i) by inserting “not” before “receive”; and
(ii) by striking the period and inserting a semicolon; and
(D) by adding at the end the following new clause:
“(iii) maintain physical presence in the State of the Exchange so as to allow in-person assistance to consumers.”; and
(4) in paragraph (6)—
(A) by striking “Funding.—Grants under” and inserting “Funding.—
“(A) State exchanges.—Grants under”; and
(B) by adding at the end the following new subparagraph:
“(B) Federal exchanges.—For purposes of carrying out this subsection, with respect to an Exchange established and operated by the Secretary within a State pursuant to section 1321(c), the Secretary shall obligate $100,000,000 out of amounts collected through the user fees on participating health insurance issuers pursuant to section 156.50 of title 45, Code of Federal Regulations (or any successor regulations) for fiscal year 2026 and each subsequent fiscal year. Such amount for a fiscal year shall remain available until expended.”.
(b) Effective Date.—The amendments made by subsection (a) shall apply with respect to plan years beginning on or after January 1, 2026. <all>
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