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To direct the Secretary of Health and Human Services to extend the annual open enrollment period for enrolling in a qualified health plan offered by an Exchange for plan year 2026.
Summary
This bill extends the annual open enrollment period for health insurance plans offered through the Affordable Care Act Exchanges for plan year 2026. The Secretary of Health and Human Services is directed to set the enrollment period from November 1, 2025, through May 1, 2026. This extension provides individuals with a longer timeframe to enroll in or change health insurance coverage through the Exchanges. The change requires revision of federal regulations governing the Exchange enrollment periods.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Rep. Pappas, Chris [D-NH-1] (D-NH)
16 cosponsors
- Del. Norton, Eleanor Holmes [D-DC-At Large] (D-DC)
- Rep. Beatty, Joyce [D-OH-3] (D-OH)
- Rep. Bera, Ami [D-CA-6] (D-CA)
- Rep. Bynum, Janelle S. [D-OR-5] (D-OR)
- Rep. Carter, Troy A. [D-LA-2] (D-LA)
- Rep. Cleaver, Emanuel [D-MO-5] (D-MO)
- Rep. Cohen, Steve [D-TN-9] (D-TN)
- Rep. Dingell, Debbie [D-MI-6] (D-MI)
- Rep. Goldman, Daniel S. [D-NY-10] (D-NY)
- Rep. Goodlander, Maggie [D-NH-2] (D-NH)
- Rep. Johnson, Julie [D-TX-32] (D-TX)
- Rep. Lee, Summer L. [D-PA-12] (D-PA)
- Rep. McIver, LaMonica [D-NJ-10] (D-NJ)
- Rep. Riley, Josh [D-NY-19] (D-NY)
- Rep. Stevens, Haley M. [D-MI-11] (D-MI)
- Rep. Thanedar, Shri [D-MI-13] (D-MI)
Actions (2)
- Nov 7, 2025 Referred to the House Committee on Energy and Commerce. · house
- Nov 7, 2025 Introduced in House
Similar bills (6)
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Text versions (1)
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Full text
IN THE HOUSE OF REPRESENTATIVES
November 7, 2025
Mr. Pappas (for himself, Ms. Bynum, Mrs. Dingell, Mr. Bera, Mrs. Beatty, Mr. Thanedar, Mr. Carter of Louisiana, Mr. Riley of New York, Ms. Lee of Pennsylvania, Mrs. McIver, Mr. Cohen, Ms. Stevens, Ms. Norton, and Ms. Goodlander) introduced the following bill; which was referred to the Committee on Energy and Commerce
A BILL
To direct the Secretary of Health and Human Services to extend the annual open enrollment period for enrolling in a qualified health plan offered by an Exchange for plan year 2026.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Right to Enroll Act of 2025”.
SEC. 2. EXTENDING ANNUAL OPEN ENROLLMENT PERIOD FOR EXCHANGES FOR PLAN YEAR 2026.
The Secretary of Health and Human Services shall revise section 155.410(e) of title 45, Code of Federal Regulations (or any successor regulation) to provide that the annual open enrollment period determined for plan year 2026 pursuant to section 1311(c)(6) of the Patient Protection and Affordable Care Act (42 U.S.C. 18031(c)(6)) shall begin on November 1, 2025, and end on May 1, 2026. <all>
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