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To amend section 455(m) of the Higher Education Act of 1965 to modify the eligibility requirements of the public service loan forgiveness program for certain members of the Armed Forces, the National Guard, and the commissioned corps of the National Oceanic and Atmospheric Administration, and for other purposes.
Summary
This bill would modify the Public Service Loan Forgiveness (PSLF) program to make it easier for active-duty military members, National Guard members, and NOAA commissioned corps officers to receive student loan forgiveness. Under the bill, deferred loan payments during active duty or National Guard service would count toward the required qualifying payments for PSLF. Additionally, the bill would waive certain employment requirements for borrowers who completed 10 years of full-time active duty service and would ensure these borrowers can receive PSLF regardless of when they enrolled in the program.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
Money behind the sponsor
Top reported contributors to Richard Blumenthal’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- APOLLO GLOBAL MANAGEMENT $9,500
- FREEPOINT COMMODITIES LLC $6,600
- ALIX PARTNERS $6,600
- PALANTIR $6,600
- KRUX INC. $6,600
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Richard Blumenthal → · Outside spending →
Actions (2)
- May 22, 2025 Read twice and referred to the Committee on Health, Education, Labor, and Pensions. · senate
- May 22, 2025 Introduced in Senate
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Full text
IN THE SENATE OF THE UNITED STATES
May 22, 2025
Mr. Blumenthal introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions
A BILL
To amend section 455(m) of the Higher Education Act of 1965 to modify the eligibility requirements of the public service loan forgiveness program for certain members of the Armed Forces, the National Guard, and the commissioned corps of the National Oceanic and Atmospheric Administration, and for other purposes.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Veteran and Active Loan Obligation Relief Act of 2025” or the “VALOR Act of 2025”.
SEC. 2. MODIFICATION OF PUBLIC SERVICE LOAN FORGIVENESS ELIGIBILITY FOR BORROWERS IN COVERED ACTIVE DUTY SERVICE.
Section 455(m) of the Higher Education Act of 1965 (20 U.S.C. 1087e(m)) is amended—
(1) by redesignating paragraphs (3) and (4) as paragraphs
(4) and (5), respectively; and
(2) by inserting after paragraph (2) the following:
“(3) Special rules with respect to borrowers in covered active duty service.—
“(A) In general.—In carrying out this subsection with respect to a borrower whose public service includes or consists of covered active duty service, including National Guard service, the Secretary shall—
“(i) deem each monthly payment that was deferred under subsection (f)(2)(C) or section 428(b)(1)(M)(iii) (relating to certain National Guard duty or active duty deferment) or section 493D, or that would have been due while the loan was in forbearance under subsection (l)(2) or section 428(c)(3)(A)(i)(iv), to be a qualifying monthly payment made by the borrower for purposes of subparagraphs (A) and (B)(ii) of paragraph (1);
“(ii) waive the requirement of paragraph
(1)(B)(i) if the borrower completed 10 years of full-time employment in covered active duty service during the period of the loan; and
“(iii) ensure that a borrower whose public service job included covered active duty service and who meets the requirements of this subsection is able to receive public service loan forgiveness in accordance with the terms of this subsection, without regard as to when the borrower enrolled in the public service loan forgiveness program.
“(B) Covered active duty service defined.—In this paragraph, the term ‘covered active duty service’ means—
“(i) active service (as that term is defined in section 101(d) of title 10, United States Code); and
“(ii) full-time duty in the active service of the commissioned corps of the National Oceanic and Atmospheric Administration.”. <all>
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