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To allow individuals to choose to opt out of the Medicare part A benefit.
Summary
This bill allows individuals who are entitled to Medicare Part A benefits to elect to opt out of the program. Individuals who choose to opt out may later change their decision and re-enroll in Medicare Part A without any penalty. The bill specifies that opting out of Medicare Part A does not require individuals to also decline Social Security benefits, and individuals are not required to repay any Medicare Part A benefits they received before opting out.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
Money behind the sponsor
Top reported contributors to Gary J. Palmer’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- NULL $215,400
- ARD CONTRACTING $23,300
- WELLBORN CABINETS $13,500
- HAMMER LGC $13,200
- NEWCASTLE CONSTRUCTION $13,200
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Gary J. Palmer → · Outside spending →
Actions (2)
- Apr 9, 2025 Referred to the House Committee on Ways and Means. · house
- Apr 9, 2025 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Text versions (1)
Bills are re-published as they move (Introduced → Reported → Engrossed → Enrolled …). Each stage below is a separate text; pick two to see what changed. Data from Congress.gov.
Full text
IN THE HOUSE OF REPRESENTATIVES
April 9, 2025
Mr. Palmer introduced the following bill; which was referred to the Committee on Ways and Means
A BILL
To allow individuals to choose to opt out of the Medicare part A benefit.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. SHORT TITLE.
This Act may be cited as the “Retirement Freedom Act”.
SEC. 2. ALLOWING INDIVIDUALS TO CHOOSE TO OPT OUT OF THE MEDICARE PART A BENEFIT.
Any individual who is otherwise entitled to benefits under part A of title XVIII of the Social Security Act may elect (in such form and manner as may be specified by the Secretary of Health and Human Services) to opt out of such entitlement. Notwithstanding any other provision of law, in the case of an individual who makes such an election, such individual—
(1) may (in such form and manner as may be specified by the Secretary) subsequently choose to end such election and opt back into such entitlement (in accordance with a process determined by the Secretary) without being subject to any penalty;
(2) shall not be required to opt out of benefits under title II of such Act as a condition for making such election; and
(3) shall not be required to repay any amount paid under such part A for items and services furnished prior to making such election. <all>
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