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HR 1190
Passed House Re-checks Congress.gov for new actions and updates the bill's status, and fills in any sponsors, committees, or related bills that are missing. It does not re-pull sponsors/cosponsors/committees/related — those rarely change — and it skips all work if nothing has changed upstream, so it's cheap to click.

Expanding Access to Capital for Rural Job Creators Act

Introduced Feb 11, 2025

Latest action (Jun 24, 2025) Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Referred to
Banking, Housing, and Urban Affairs Committee Financial Services Committee
Policy area
Finance and Financial Sector
Issues
Economy & Taxes
Legislative subjects (4)
Business investment and capitalRural conditions and developmentSecurities and Exchange Commission (SEC)Small business

Summary

This bill amends the Securities Exchange Act of 1934 to include rural-area small businesses alongside women-owned small businesses in provisions related to capital access. It adds rural-area small businesses to two sections of securities law that provide exemptions or programs for certain business categories. The change is intended to expand financing opportunities for small businesses located in rural areas.

AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.

Sponsor (1)
5 cosponsors

Actions (13)
  1. Jun 24, 2025 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. · senate
  2. Jun 23, 2025 Motion to reconsider laid on the table Agreed to without objection. · house
  3. Jun 23, 2025 On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2873-2874) · house
  4. Jun 23, 2025 Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2873-2874)
  5. Jun 23, 2025 DEBATE - The House proceeded with forty minutes of debate on H.R. 1190. · house
  6. Jun 23, 2025 Considered under suspension of the rules. (consideration: CR H2873-2875) · house
  7. Jun 23, 2025 Mrs. Wagner moved to suspend the rules and pass the bill, as amended. · house
  8. Jun 3, 2025 Placed on the Union Calendar, Calendar No. 92. · house
  9. Jun 3, 2025 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-122. · house
  10. May 20, 2025 Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 0. · house
  11. May 20, 2025 Committee Consideration and Mark-up Session Held · house
  12. Feb 11, 2025 Referred to the House Committee on Financial Services. · house
  13. Feb 11, 2025 Introduced in House

More bills on these subjects (8)

Other bills that carry the most legislative subjects in common with this one (topical discovery — distinct from the procedural related bills above).

  • HR 2066 — Investing in All of America Act of 2025 (shares 3 subjects)
  • HR 3422 — Promoting Opportunities for Non-Traditional Capital Formation Act (shares 3 subjects)
  • S 1917 — Investing in All of America Act of 2025 (shares 3 subjects)
  • HR 191 — Inflation Reduction Act of 2025 (shares 3 subjects)
  • HR 4565 — Startup Capital Modernization Act of 2014 (shares 3 subjects)
  • HR 8882 — Main Street Competes Act (shares 2 subjects)
  • HR 4171 — SEED Act of 2025 (shares 2 subjects)
  • HR 4130 — Small Business Relief Act (shares 2 subjects)

Text versions (4)
  • Referred in Senate · Jun 24, 2025
  • Engrossed in House · Jun 23, 2025
  • Reported in House · Jun 3, 2025
  • Introduced in House · Feb 11, 2025

Full text

AN ACT

To amend the Securities Exchange Act of 1934 to expand access to capital for rural-area small businesses, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

This Act may be cited as the “Expanding Access to Capital for Rural Job Creators Act”.

SEC. 2. ACCESS TO CAPITAL FOR RURAL-AREA SMALL BUSINESSES.

Section 4(j) of the Securities Exchange Act of 1934 (15 U.S.C. 78d(j)) is amended—

(1) in paragraph (4)(C), by inserting “, rural-area small businesses” after “women-owned small businesses”; and

(2) in paragraph (6)(B)(iii), by inserting “, rural-area small businesses” after “women-owned small businesses”.

Passed the House of Representatives June 23, 2025.

Attest:

Clerk. 119th CONGRESS

1st Session

H. R. 1190

AN ACT

To amend the Securities Exchange Act of 1934 to expand access to capital for rural-area small businesses, and for other purposes.

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