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Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest".
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to ``Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest''.
Summary
This joint resolution disapproves a rule issued by the Bureau of Consumer Financial Protection that sought to withdraw a previous 2014 rule concerning the application of Regulation Z's ability-to-repay requirements to certain situations involving successors-in-interest. The resolution uses the Congressional Review Act process to invalidate the withdrawal rule, meaning the original 2014 rule regarding ability-to-repay requirements for successors-in-interest would remain in effect. If enacted, the disapproval rule would have no force or effect, preventing the CFPB's withdrawal from taking effect.
AI-generated plain-language summary of the bill text — neutral, and may be imperfect. See the full text below for the exact wording.
Sponsor (1)
- Rep. Fields, Cleo [D-LA-6] (D-LA)
Money behind the sponsor
Top reported contributors to Cleo Fields’s campaign committee (2024 cycle) — who funds the bill’s sponsor, not a claim about this bill. Data from FEC.
- LHC GROUP $24,800
- NULL $13,300
- MALLETT BUILDINGS $13,200
- S W CORBIN ENTERPRISES LLC $13,200
- ARNOLD & ITKIN $13,200
Organizations whose employees gave the most — itemized individual contributions grouped by the donor’s reported employer (FEC Schedule A). Full finance for Cleo Fields → · Outside spending →
Actions (2)
- Apr 30, 2026 Referred to the House Committee on Financial Services. · house
- Apr 30, 2026 Introduced in House
Similar bills (6)
Bills with similar text or summary — includes reintroductions across Congresses. Ranked by semantic similarity of the bill text (computed locally); a neutral discovery aid, not a claim the bills are duplicates.
Text versions (1)
Bills are re-published as they move (Introduced → Reported → Engrossed → Enrolled …). Each stage below is a separate text; pick two to see what changed. Data from Congress.gov.
Full text
IN THE HOUSE OF REPRESENTATIVES
April 30, 2026
Mr. Fields submitted the following joint resolution; which was referred to the Committee on Financial Services
JOINT RESOLUTION
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Application of Regulation Z’s Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest”.
Resolved by the Senate and House of Representatives of the United States of America in Congress assembled, That Congress disapproves the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Application of Regulation Z’s Ability-To-Repay Rule to Certain Situations Involving Successors- In-Interest (79 Fed. Reg. 41631 (July 17, 2014))” (90 Fed. Reg. 20084 (May 12, 2025)), and such rule shall have no force or effect. <all>
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