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SB 169 IN
Became Law

Reorganization of consumer lending laws.

IN · session 2026 · Senate · bill

A state bill is a proposed law in a state legislature — separate from the U.S. Congress. Learn more →

Introduced Jan 5, 2026

Latest action (Mar 5, 2026) Signed by the Speaker

Summary

Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.

Sponsors (2)

1 coauthor / cosponsor

Action history (20)

  1. Jan 5, 2026 First reading: referred to Committee on Insurance and Financial Institutions · upper
  2. Jan 5, 2026 Authored by Senator Baldwin · upper
  3. Jan 15, 2026 Committee report: amend do pass, adopted · upper
  4. Jan 15, 2026 Senator Randolph added as coauthor · upper
  5. Jan 20, 2026 Second reading: ordered engrossed · upper
  6. Jan 22, 2026 Third reading: passed; Roll Call 53: yeas 43, nays 1 · upper
  7. Jan 22, 2026 House sponsor: Representative Teshka · upper
  8. Jan 23, 2026 Referred to the House · upper
  9. Jan 28, 2026 First reading: referred to Committee on Financial Institutions · lower
  10. Feb 17, 2026 Committee report: amend do pass, adopted · lower
  11. Feb 19, 2026 Second reading: ordered engrossed · lower
  12. Feb 23, 2026 Third reading: passed; Roll Call 305: yeas 93, nays 1 · lower
  13. Feb 24, 2026 Returned to the Senate with amendments · lower
  14. Feb 24, 2026 Motion to concur filed · upper
  15. Feb 25, 2026 Senate concurred with House amendments; Roll Call 278: yeas 46, nays 0 · upper
  16. Mar 5, 2026 Signed by the Governor · executive
  17. Feb 27, 2026 Signed by the President Pro Tempore · upper
  18. Mar 5, 2026 Public Law 115 · upper
  19. Feb 27, 2026 Signed by the President of the Senate · upper
  20. Feb 27, 2026 Signed by the Speaker · lower
Subjects
CIVIL LAW AND PROCEDURE; Liens and EncumbrancesFINANCIAL SERVICES; Financial InstitutionsFINANCIAL SERVICES; Loans and MortgagesTRADE REGULATIONS; Consumer Credit and Consumer Protection (Including the Uniform Consumer Credit Code (UCCC))

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