SB 169 IN Became Law
Reorganization of consumer lending laws.
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Summary
Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.
Sponsors (2)
- Scott Baldwin Republican · author
- Jake Teshka Republican · sponsor
1 coauthor / cosponsor
- Lonnie Randolph Democratic · coauthor
Action history (20)
- Jan 5, 2026 First reading: referred to Committee on Insurance and Financial Institutions · upper
- Jan 5, 2026 Authored by Senator Baldwin · upper
- Jan 15, 2026 Committee report: amend do pass, adopted · upper
- Jan 15, 2026 Senator Randolph added as coauthor · upper
- Jan 20, 2026 Second reading: ordered engrossed · upper
- Jan 22, 2026 Third reading: passed; Roll Call 53: yeas 43, nays 1 · upper
- Jan 22, 2026 House sponsor: Representative Teshka · upper
- Jan 23, 2026 Referred to the House · upper
- Jan 28, 2026 First reading: referred to Committee on Financial Institutions · lower
- Feb 17, 2026 Committee report: amend do pass, adopted · lower
- Feb 19, 2026 Second reading: ordered engrossed · lower
- Feb 23, 2026 Third reading: passed; Roll Call 305: yeas 93, nays 1 · lower
- Feb 24, 2026 Returned to the Senate with amendments · lower
- Feb 24, 2026 Motion to concur filed · upper
- Feb 25, 2026 Senate concurred with House amendments; Roll Call 278: yeas 46, nays 0 · upper
- Mar 5, 2026 Signed by the Governor · executive
- Feb 27, 2026 Signed by the President Pro Tempore · upper
- Mar 5, 2026 Public Law 115 · upper
- Feb 27, 2026 Signed by the President of the Senate · upper
- Feb 27, 2026 Signed by the Speaker · lower
Full text
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