SB 50 IN
Hard credit inquiries by landlords.
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Summary
Prohibits a landlord from doing the following in connection with an applicant's application for the rental of a rental unit: (1) Making a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. (2) Obtaining or using a tenant screening report that includes information that is obtained through a hard inquiry to a consumer reporting agency or to a specialty consumer reporting agency for an applicant's consumer report or for information in an applicant's consumer report. Defines "hard inquiry" for purposes of these provisions as an inquiry that: (1) is noted on the consumer report of the applicant for a period of time following the inquiry; and (2) negatively impacts the applicant's credit score. Provides that a landlord that violates the bill's provisions commits a deceptive act that is actionable by an applicant and the attorney general under the Indiana statute concerning deceptive consumer sales.
Sponsor (1)
- La Keisha Jackson Democratic · author
1 coauthor / cosponsor
- J.D. Ford Democratic · coauthor
Action history (3)
- Dec 8, 2025 Authored by Senator Jackson L · upper
- Dec 8, 2025 First reading: referred to Committee on Local Government · upper
- Jan 8, 2026 Senator Ford J.D. added as coauthor · upper
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