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HB 279 KY
Introduced

AN ACT relating to coverage for mental health or substance use disorders.

KY · session 2026RS · Assembly / House · bill

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Introduced Jan 8, 2026

Latest action (Jan 15, 2026) to Banking & Insurance (H)

Summary

Amend KRS 304.17A-660 to specify classifications to be included in the term "classification of benefits"; specify requirements, standards, and methodologies to be included in the term "nonquantitative treatment limitation"; change the definition of "mental health condition" to the definition of "mental health or substance use disorder condition"; amend KRS 304.17A-661 to require an insurer's mental health parity analysis to include an evaluation of standards relating to network composition, out-of-network utilization rates, and medical management techniques; require insurers to submit a remediation plan for the commissioner's approval if its mental health parity analysis indicates noncompliance; require insurer's annual mental health parity report to be submitted to the Legislative Research Commission; delete language applying remedies under Subtitle 12 of KRS Chapter 304 to violations; authorize the Attorney General to enforce the mental health parity law; establish duties, remedies, and penalties for enforcement by the Attorney General; authorize a private cause of action by any person directly injured by a violation or likely violation of the mental health parity law; establish duties, remedies, and penalties for a private right of action under the mental health parity law; establish construction clauses; authorize the Attorney General to promulgate administrative regulations for proper enforcement of mental health parity law; create new sections of KRS 304.17A-660 to 304.17A-669 to define "health care professional"; require insurers to comply with KRS 304.17A-700 to 304.17A-730 for claims submitted by health care professionals for the diagnosis or treatment of mental health or substance use disorder conditions; authorize the Attorney General to enforce the requirement to comply with KRS 304.17A-700 to 304.17A-730; create the Advisory Council on Mental Health and Substance Use Disorder Parity; establish duties and membership; amend KRS 304.17A-665 to require the commissioner of insurance to publish a summary of each insurer's mental health parity report and report findings to specified legislative committees; amend KRS 304.17A-669 to conform; amend KRS 18A.225 to require the state employee health plan to comply with KRS 304.17A-660 to 304.17A-669; provide terms for initial appointment of members of the Advisory Council on Mental Health and Substance Use Disorder Parity; provide that certain sections apply to contracts issued or renewed on or after January 1, 2027; EFFECTIVE, January 1, 2027.

Sponsors (4)

Action history (3)

  1. Jan 8, 2026 introduced in House · lower
  2. Jan 8, 2026 to Committee on Committees (H) · lower
  3. Jan 15, 2026 to Banking & Insurance (H) · lower
Subjects
Actuarial AnalysisAdministrative Regulations And ProceedingsAdvisory Boards, Commissions, And CommitteesAttorney GeneralCivil ActionsEffective Dates, DelayedHealth And Medical ServicesHealth Benefit Plan MandateInsurance, HealthLocal MandateMental HealthReports MandatedState AgenciesState Employee Health Plan MandateState EmployeesSubstance Use

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