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S 5318 NY

Prohibits insurers from reducing disability benefits due to the actual or anticipated receipt of social security disability benefits unless certain conditions are met

NY · session 2025-2026 · Senate · bill

A state bill is a proposed law in a state legislature — separate from the U.S. Congress. Learn more →

Introduced Feb 20, 2025

Latest action (Jun 2, 2026) SUBSTITUTED BY A6465

Summary

This bill prohibits insurance companies from reducing disability benefits simply because a person is receiving or anticipated to receive Social Security Disability Insurance (SSDI) benefits. The bill protects disability benefit recipients from automatic reductions by private insurers based on SSDI receipt, subject to certain specified conditions. The specific conditions under which reductions may be permitted are not detailed in the abstract.

AI-generated plain-language summary of the bill (from the OpenStates abstract — no full text available yet) — neutral, and may be imperfect.

Official abstract

Prohibits insurers from reducing disability benefits due to the actual or anticipated receipt of social security disability benefits unless certain conditions are met.

Sponsor (1)

1 coauthor / cosponsor

Action history (10)

  1. Feb 20, 2025 REFERRED TO INSURANCE · upper
  2. Mar 24, 2025 1ST REPORT CAL.586 · upper
  3. Mar 25, 2025 2ND REPORT CAL. · upper
  4. Mar 26, 2025 ADVANCED TO THIRD READING · upper
  5. Jun 13, 2025 COMMITTED TO RULES · upper
  6. Jan 7, 2026 REFERRED TO INSURANCE · upper
  7. May 18, 2026 1ST REPORT CAL.1125 · upper
  8. May 19, 2026 2ND REPORT CAL. · upper
  9. May 20, 2026 ADVANCED TO THIRD READING · upper
  10. Jun 2, 2026 SUBSTITUTED BY A6465 · upper

Full text

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